CENTURY 21 Edge
$575,0004 bd3.5 ba2,159 sqft$266 /sqft≈$3,773 /mo all-in ↓

3512 MERIVALE DRIVE, CASSELBERRY, FL, 32707

Active1 days on marketListed Oct 9, 2026MLS #O6448722

Private poolSingle Family ResidenceHOWELL COVE 1ST SEC

Come see it

Upcoming open house

Sun, Oct 11

1:00 PM – 4:00 PM

About this home

3512 MERIVALE DRIVE

Welcome to this spacious pool home in desirable Howell Cove, perfectly situated on an oversized corner lot just under half an acre and directly across from Red Bug Lake Park. With a fully fenced yard, generous indoor and outdoor living spaces, and numerous recent improvements, this home offers flexibility, comfort, and an outstanding location. Recent upgrades include a beautifully remodeled kitchen, resurfaced swimming pool, fresh interior paint throughout the main living area and upstairs bedroom, and new carpeting. Major systems have also been updated, with the roof and HVAC replaced in 2025 and the hot water heater replaced in 2020. One of the home's standout features is the versatile lower level, which can function as a private one-bedroom, one-bath studio-style living space. Complete with a fireplace and convenient pull-out Murphy bed, this area is ideal for guests, extended family, a home office, or additional living space. The home is also equipped with natural gas, including a gas stove, gas water heater, and gas heat—providing both convenience and efficiency.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,159

Sqft

0.42 ac

Lot size

1978

Year built

Three Or More

Levels

$266

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood · Marble · Hardwood
AppliancesDishwasher · Disposal · Gas Cooktop · Gas Water Heater · Microwave · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · L Dining · PrimaryBedroom Upstairs · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Gas Dryer Hookup · In Garage · Inside
CoolingCentral Air
HeatingCentral · Natural Gas · Heat Pump

Outside & construction

RoofShingle
ConstructionStone · Stucco · Wood Siding
FoundationBlock · Slab
FacesEast
ExteriorIrrigation System · Lighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$4/mo
Taxes (2025)$3,484/yr
PetsNo

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,773 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$290
HOA fee — from the listing$4
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$3,773/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$290
HOA / condo fee$4
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $575K
$499KedgeAI estimate $566,033 · range $520K–$593K$617K

vs edgeAI estimate

+1.6%

$/sqft vs Casselberry actives

$266 vs $216

Days on market

1 vs 53 typical

Where $266/sqft sits among the 119 Casselberry actives

18
21
27
29
12 · this home
12
$148–173$173–199$199–224$224–249$249–274$274+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Casselberry

Drive times from this address

Downtown Orlando≈ 21 min
Orlando Int’l Airport (MCO)≈ 31 min
Universal Orlando≈ 34 min
Walt Disney World≈ 46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Casselberry. See the full Casselberry guide →

CASSELBERRY 32707 — neighborhood snapshot

Population

40,018

Median age

38

Median income

$66,780

Median home value

$305,000

Avg household

2.37

Households w/ children

4,866

For the school run

Seminole County School District

ElementarySterling Park Elementary School★★★★★
MiddleSouth Seminole Middle School★★★★★
HighLake Howell High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Casselberry market

Seller’s marketLeans seller — 3.6 months of inventoryBuyer’s market

$318K → $360K

Casselberry median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

69 of 119

Casselberry actives have cut their price

Median sold price, Casselberry, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 130% above the CASSELBERRY 32707 median. See the full Casselberry market guide →

Paper trail

This home's history

Oct 9, 2026Listed at $575,000 · 1 days on market since
1978Built · HOWELL COVE 1ST SEC

Reality check

What actually sold near 3512 MERIVALE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3520 JERICHO DRIVESold · Apr ’26

$472,000

3520 JERICHO DRIVE · same community

3 bd · 2 ba · 2,333 sqft · $202/sqft · 35 DOM

1246 VERDANT GLADE PLACESold · Sep ’26

$775,000

1246 VERDANT GLADE PLACE

4 bd · 3.5 ba · 2,137 sqft · $363/sqft · 3 DOM

2222 MARSH SEDGE LANESold · Aug ’26

$720,000

2222 MARSH SEDGE LANE

4 bd · 3 ba · 2,192 sqft · $328/sqft · 323 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3512 MERIVALE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3512 MERIVALE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3512 MERIVALE DRIVE FAQs

What would the monthly payment be for 3512 MERIVALE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,773/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3512 MERIVALE DRIVE?+

The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3512 MERIVALE DRIVE?+

The most recent tax bill on record (2025) was $3,484. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3512 MERIVALE DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Casselberry?+

At $575,000, this home is listed about 97% above the Casselberry median of $292,450. The market section on this page shows how the area is trending.

Which schools are assigned to 3512 MERIVALE DRIVE?+

Sterling Park Elementary School (elementary), South Seminole Middle School (middle), Lake Howell High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$575,000 runs 130% above the CASSELBERRY 32707 median — but at 2,159 sqft it's also 56% larger than the typical Casselberry listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Casselberry market that averages 53 — if it fits, move quickly.

Listing courtesy of LUXE PROPERTIES · Frank McLaughlin, Jr. MLS #O6448722.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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