4842 OVERTON CIRCLE, VERO BEACH, FL, 32967
Active4 days on marketListed Oct 9, 2026MLS #O6448842
About this home
4842 OVERTON CIRCLE
Vero Beach turnkey luxury home at 4842 Overton Cir in Lakes at Waterway Village. This magazine-ready Mystique floor plan features over $115k in builder option upgrades & $100k in extensive owner designer upgrades. Highlights incl. 100% impact glass, zero-corner sliders, custom lighting, extended garage & extended screened lanai w/ marble pavers & panoramic screens framing private garden views. Designed for effortless lock-and-leave living w/ resort lap pool, pickleball & clubhouse. Curated custom furniture package available. Min. to Vero Beaches, dining & downtown. Premier primary OR 2nd home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,084
Sqft
0.19 ac
Lot size
2022
Year built
One
Levels
$330
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,089 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,089/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Vero Beach actives
$330 vs $242
Days on market
4 vs 48 typical
Where $330/sqft sits among the 24 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Vero Beach market
$441K → $315K
Vero Beach median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
11 of 24
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the Vero Beach median. See the full Vero Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4842 OVERTON CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4842 OVERTON CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4842 OVERTON CIRCLE FAQs
What would the monthly payment be for 4842 OVERTON CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,089/mo — principal and interest, the actual property-tax bill, the $509/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4842 OVERTON CIRCLE?+
The association fee works out to $509 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4842 OVERTON CIRCLE?+
The most recent tax bill on record (2025) was $5,413. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4842 OVERTON CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $687,777, this home is listed about 82% above the Vero Beach median of $376,990. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$687,777 runs 82% above the Vero Beach median — but at 2,084 sqft it's also 23% larger than the typical Vero Beach listing.
02Know the monthly fee
The association fee is $509/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 4 days on market in a Vero Beach market that averages 48 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL REALTY · Andy Noble. MLS #O6448842.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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