CENTURY 21 Edge
✦ Short-Term Rental Eligible
$395,000$399,9004 bd2 ba1,822 sqft$217 /sqft≈$3,182 /mo all-in ↓

4650 EAGLE PEAK DRIVE, KISSIMMEE, FL, 34746

Active0 days on marketListed Oct 10, 2026MLS #O6449031

✦ Reduced $5KPrivate poolFully furnishedSingle Family ResidenceEAGLE POINTE PH 2

About this home

4650 EAGLE PEAK DRIVE

Beautifully presented and fully furnished, this spacious 4-bedroom, 2-bathroom single-story home is ideally located in the sought-after Eagle Pointe community in Kissimmee. Offering excellent flexibility, the property is well suited as a short-term vacation rental, long-term investment, or comfortable primary residence. One of the home’s standout features is its private south-facing swimming pool overlooking the tranquil pond, creating a peaceful and secluded setting to relax, entertain, and enjoy beautiful uninterrupted water views. Inside, the home offers a bright and spacious layout with an open-plan living area, separate kitchen, breakfast nook, and formal dining area. The generous primary suite also enjoys beautiful pond views and features a large en-suite bathroom with a walk-in closet, separate WC, walk-in shower, and soaking tub. Three additional well-proportioned bedrooms provide plenty of space for family, guests, or a home office. The location adds even more appeal, with grocery stores, restaurants, and everyday conveniences just minutes away. Mater Palms Academy and Knight’s Point K-8 are both within easy walking distance, while the SunRail station is approximately 2 miles away. Excellent road connections provide convenient access to Orlando, Kissimmee, St. Cloud, Lake Nona, major employment centers, and Central Florida’s world-famous attractions. Whether you’re searching for a turnkey investment opportunity, vacation home, or full-time Central Florida residence, this Eagle Pointe home combines a private swimming pool overlooking the pond, generous living space, flexibility, and an excellent Central Florida location.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,822

Sqft

0.12 ac

Lot size

2

Garage

1998

Year built

One

Levels

$217

Per sqft

Private poolWater viewFurnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ExteriorGarden · Lighting · Private Entrance · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$22/mo
Taxes (2025)$5,998/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,182 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property tax — 2025 actual bill$500
HOA fee — from the listing$22
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,825
Interest rate6.00%
Loan term

Estimated payment

$3,182/mo

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property taxes (actual bill)$500
HOA / condo fee$22
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $395K
$349KedgeAI estimate $386,942 · range $364K–$415K$432K

vs edgeAI estimate

+2.1%

Days on market

0 vs 89 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Eagle Pointe, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityEagle Pointe
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price6.4%
Homes for rent right now1,058

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Eagle Pointe

Drive times from this address

Walt Disney World≈ 18 min
Universal Orlando≈ 24 min
Downtown Orlando≈ 31 min
Orlando Int’l Airport (MCO)≈ 33 min
Downtown Tampa≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Eagle Pointe is a short-term-rental community. See the full guide →

Eagle Pointe — neighborhood snapshot

Population

1,571

Median age

39

Median income

$67,353

Median home value

$280,200

Avg household

3

Households w/ children

130

For the school run

Osceola County School District

ElementarySunrise Elementary School★★★★★
MiddleKissimmee Middle School★★★★★
HighPoinciana High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer — 7.1 months of inventoryBuyer’s market

$365K → $350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $395,000 ▼ $5K
Oct 10, 2026Listed at $399,900 · 0 days on market since
1998Built · EAGLE POINTE PH 2

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4650 EAGLE PEAK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4650 EAGLE PEAK DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4650 EAGLE PEAK DRIVE FAQs

What would the monthly payment be for 4650 EAGLE PEAK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,182/mo — principal and interest, the actual property-tax bill, the $22/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4650 EAGLE PEAK DRIVE?+

The association fee works out to $22 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4650 EAGLE PEAK DRIVE?+

The most recent tax bill on record (2025) was $5,998. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4650 EAGLE PEAK DRIVE be rented short-term?+

Yes — this home sits inside Eagle Pointe, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4650 EAGLE PEAK DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $395,000, this home is listed about 5% above the Kissimmee median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4650 EAGLE PEAK DRIVE?+

Sunrise Elementary School (elementary), Kissimmee Middle School (middle), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$395,000 runs 18% above the KISSIMMEE 34746 median.

02Zoned for nightly rentals

Eagle Pointe is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Fresh on the market

Listed today in a Kissimmee market that averages 89 — if it fits, move quickly.

05The price has already moved

Listed at $399,900, now $395,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of THE AGENCY FL · Andy Neal. MLS #O6449031.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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