109 TRINITY RIDGE CIRCLE, DAVENPORT, FL, 33897
Active2 days on marketListed Oct 12, 2026MLS #O6449211
About this home
109 TRINITY RIDGE CIRCLE
Large Newer home, back yard all Fenced, built in 2019 with 6 Bedrooms and 3 full baths near route 27 and 192. If you need space, this 3279 sqft, 3 car garage home is for you. The garage is has one side extra deep which can be used to park a 3rd vehicle, or tons of storage. There is a first floor bedroom and full bath behind the great room. The great room is the living area, dining, and open kitchen. The kitchen features all Stainless steel appliances, cabinets accented with a beautiful granite counters, Island breakfast bar with sink, and walk in pantry. The living and dining area have windows and large slider that open to the large back paved covered patio and nice size back yard. The separate laundry room has washer and dryer installed and next to the hardwood staircase but with a great convenient clothes chute from upstairs. Upstairs has a nice sized loft, luxurious Master suite with huge walk-in closet, walk-in glass enclosed shower, and double sink vanities with granite tops and Vinil floors.First floor has tile throughout for easy cleaning. All doors are double raised panel modern decor style. The AC system is energy saving 16 SEER with heat pump with WI-FI smart programable thermostat. The community has a nice playground about 400 feet away. This home is conveniently located off route 27 just South of 192 with tons of shopping and restaurants nearby and a brand new Publix just down the street at the Champions Crossing shopping center. The floor plan picture does not reflect all options for this home. All information here is deemed reliable but not guaranteed. Please email for more information or to get started in making this incredible home, YOUR home.
Facts & features
The home at a glance
6
Bedrooms
3
Bathrooms
3,279
Sqft
0.14 ac
Lot size
2019
Year built
Two
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,640 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,640/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.1%
$/sqft vs Davenport actives
$145 vs $183
Days on market
2 vs 82 typical
Where $145/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $363K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
206 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 TRINITY RIDGE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$385,000
224 TRINITY RIDGE CIRCLE · same community
4 bd · 3 ba · 2,415 sqft · $159/sqft · 2 DOM
Sold · Oct ’25$590,000
369 OCEAN COURSE AVENUE
6 bd · 6 ba · 3,339 sqft · $177/sqft · 91 DOM
Sold · Oct ’26$570,000
231 BELFRY DRIVE
5 bd · 5 ba · 3,418 sqft · $167/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 109 TRINITY RIDGE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 TRINITY RIDGE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
109 TRINITY RIDGE CIRCLE FAQs
What would the monthly payment be for 109 TRINITY RIDGE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,640/mo — principal and interest, the actual property-tax bill, the $61/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 109 TRINITY RIDGE CIRCLE?+
The association fee works out to $61 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 109 TRINITY RIDGE CIRCLE?+
The most recent tax bill on record (2025) was $4,961. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 109 TRINITY RIDGE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $474,900, this home is listed about 22% above the Davenport median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 109 TRINITY RIDGE CIRCLE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$474,900 runs 42% above the DAVENPORT 33897 median — but at 3,279 sqft it's also 63% larger than the typical Davenport listing.
02Fresh on the market
Only 2 days on market in a Davenport market that averages 82 — if it fits, move quickly.
03The price has already moved
Listed at $478,900, now $474,900 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VANTASURE REALTY LLC · Kelly De Lima Perez. MLS #O6449211.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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