3726 SUNWARD DRIVE, MERRITT ISLAND, FL, 32953
Active22 days on marketListed Oct 15, 2026MLS #O6449328
About this home
3726 SUNWARD DRIVE
Welcome to this beautifully remodeled 5 bedroom, 4 bathroom residence, thoughtfully updated throughout for modern comfort and easy Florida living. The home features new flooring, an updated kitchen, renovated bathrooms, high impact hurricane windows and a 3 car garage. This home has a very distinctive feel, creating inviting spaces for family, guests, work and rest. Enjoy a spectacular lake view from the screened in pool area. This is an ideal backdrop for entertaining, relaxing and even watching rocket launches from your backyard. Located in a desirable gated community, residents enjoy access to a wonderful park with tennis, pickleball courts, a playground and walking trails. This home offers an outstanding combination of style, security, recreation and views.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,930
Sqft
0.2 ac
Lot size
3
Garage
1999
Year built
Two
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,489 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,489/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.1%
$/sqft vs Merritt Island actives
$239 vs $253
Days on market
22 vs 53 typical
Where $239/sqft sits among the 37 Merritt Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sunset Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
Rental comps for this area are thin right now — ask us for a hand-pulled rent analysis alongside the short-term projection.
Where it sits
Inside Sunset Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Sunset Lakes is a short-term-rental community. See the full guide →
Sunset Lakes — neighborhood snapshot
Population
817
Median age
52
Median income
$134,500
Median home value
$478,800
Avg household
3
Households w/ children
73%
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Merritt Island market
$430K → $530K
Merritt Island median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
18 of 37
Merritt Island actives have cut their price
Median sold price, Merritt Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 124% above the MERRITT ISLAND 32953 median. See the full Merritt Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 3726 SUNWARD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$650,000
3740 SUNWARD DRIVE
4 bd · 3 ba · 2,920 sqft · $223/sqft · 10 DOM
Sold · Aug ’26$635,000
4240 N TROPICAL TRAIL
4 bd · 2.5 ba · 3,005 sqft · $211/sqft · 6 DOM
Sold · Sep ’26$760,000
384 LOYMER CIRCLE
5 bd · 4 ba · 3,077 sqft · $247/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3726 SUNWARD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3726 SUNWARD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3726 SUNWARD DRIVE FAQs
What would the monthly payment be for 3726 SUNWARD DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,489/mo — principal and interest, the actual property-tax bill, the $96/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3726 SUNWARD DRIVE?+
The association fee works out to $96 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3726 SUNWARD DRIVE?+
The most recent tax bill on record (2025) was $6,789. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3726 SUNWARD DRIVE be rented short-term?+
Yes — this home sits inside Sunset Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3726 SUNWARD DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Merritt Island?+
At $699,999, this home is listed about 37% above the Merritt Island median of $511,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3726 SUNWARD DRIVE?+
Lewis Carroll Elementary School (elementary), Merritt Island High School (high), Thomas Jefferson Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,999 runs 124% above the MERRITT ISLAND 32953 median — but at 2,930 sqft it's also 74% larger than the typical Merritt Island listing.
02Zoned for nightly rentals
Sunset Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Strong assigned schools
Lewis Carroll Elementary School, Merritt Island High School, Thomas Jefferson Middle School — Lewis Carroll Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DAIGNAULT REALTY INC · Michelle Daignault-Ives. MLS #O6449328.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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