5004 LAGUNA BAY CIRCLE UNIT 54, KISSIMMEE, FL, 34746
Active6 days on marketListed Oct 16, 2026MLS #O6449370
About this home
5004 LAGUNA BAY CIRCLE UNIT 54
Incredibly Charming 3-Bedroom, 2-Bathroom Condo – Strategically Situated in Kissimmee! It's just minutes from Publix, Target, Sam’s Club, and major roads like W Irlo Bronson Memorial Highway and I-4, making commuting and daily errands a breeze! Enjoy the community amenities such as the pool, hot tub/spa, Tennis Courts, Playground, and more! In addition to all these great benefits, short term and long term rental is also permitted making this an exceptional option as a long term investment! Schedule a tour and make this beautiful home yours today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,220
Sqft
0.14 ac
Lot size
1991
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,004 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,004/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.4%
$/sqft vs Kissimmee actives
$180 vs $204
Days on market
6 vs 81 typical
Where $180/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Villas At Laguna Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Villas At Laguna Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Villas At Laguna Bay is a short-term-rental community. See the full guide →
Villas At Laguna Bay — neighborhood snapshot
Population
109
Median age
40
Median income
$60,795
Median home value
$52,800
Avg household
3
Households w/ children
13%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
202 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 5004 LAGUNA BAY CIRCLE UNIT 54
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$212,500
5017 LAGUNA BAY CIRCLE UNIT 97 · same community
3 bd · 2 ba · 1,220 sqft · $174/sqft · 54 DOM
Sold · Jun ’26$205,000
5017 LAGUNA BAY CIRCLE UNIT 99 · same community
3 bd · 2 ba · 1,220 sqft · $168/sqft · 91 DOM
Sold · Aug ’26$209,000
5009 LAGUNA BAY CIRCLE UNIT 39 · same community
3 bd · 2 ba · 1,220 sqft · $171/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 5004 LAGUNA BAY CIRCLE UNIT 54 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5004 LAGUNA BAY CIRCLE UNIT 54 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5004 LAGUNA BAY CIRCLE UNIT 54 FAQs
What would the monthly payment be for 5004 LAGUNA BAY CIRCLE UNIT 54?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,004/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5004 LAGUNA BAY CIRCLE UNIT 54?+
The most recent tax bill on record (2025) was $2,834. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 5004 LAGUNA BAY CIRCLE UNIT 54 be rented short-term?+
Yes — this home sits inside Villas At Laguna Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 5004 LAGUNA BAY CIRCLE UNIT 54?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $220,000, this home is listed about 41% below the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5004 LAGUNA BAY CIRCLE UNIT 54?+
Horizon Middle School (middle), Celebration High School (high), Reedy Creek Elementary School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the KISSIMMEE 34746 market on paper
$220,000 is 34% below the KISSIMMEE 34746 median of $335,000, and at $180/sqft it sits under the Kissimmee average of $211.
02Zoned for nightly rentals
Villas At Laguna Bay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04Fresh on the market
Only 6 days on market in a Kissimmee market that averages 81 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of PROPERTIES IN TOWN · Jon Cura. MLS #O6449370.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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