5188 PINE LEVEL ROAD, ONA, FL, 33865
Active25 days on marketListed Oct 13, 2026MLS #O6449428
About this home
5188 PINE LEVEL ROAD
DEAL ALERT….Enjoy peaceful country living here in Florida on 5 ACRES surrounded by trees & lakes. Set in a tranquil rural setting, this well-kept home offers OVER 2900 ft.² of living space + 4 LARGE bedrooms + 3½ bathrooms + SPLIT FLOOR PLAN w/ 2 bedrooms featuring en-suite baths, providing added comfort & privacy. The primary suite is HUGE & features lots of light, sitting room, plus bathroom including double vanity & soaking tub. Other features include a NEW ROOF in 2024 adds to the home’s appeal, FIREPLACE, HUGE DINING room & KITCHEN w/ pantry, FENCED in property plus LARGE 12x40 SCREENED LANAI offers a welcoming place to relax, entertain & enjoy the natural surroundings. A LARGE 30x50 detached Dean STEEL GARAGE & workshop + 2 bays w/ 12x12 + 12x14 overhead doors + 20x40 carport provides ample space for vehicles, RV's, boats or ANY storage needs. With SPACIOUS living INSIDE & room to spread out OUTSIDE, this property is a wonderful opportunity to enjoy the quiet & freedom of the countryside…PRICED RIGHT for a QUICK SALE don’t miss your opportunity!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,944
Sqft
5 ac
Lot size
4
Garage
2008
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,171 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Ona
Get to know Ona. See the full Ona guide →
ONA 33865 — neighborhood snapshot
Population
388
Median age
59.4
Median income
$62,188
Avg household
2.02
Households w/ children
48%
The numbers that matter
The Ona market
$275K → $325K
Ona median sold, yr/yr
Median sold price, Ona, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 5188 PINE LEVEL ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,300,000
24695 HAYMAN ROAD · same community
4 bd · 3 ba · 3,045 sqft · $427/sqft · 0 DOM
Sold · Mar ’26$420,000
SC9 MANSION DEL SUR · same community
4 bd · 1.5 ba · 3,358 sqft · $125/sqft · 248 DOM
Sold · Dec ’25$127,000
84 CALLE MUÑOZ RIVERA · same community
6 bd · 3.5 ba · 2,180 sqft · $58/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5188 PINE LEVEL ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5188 PINE LEVEL ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5188 PINE LEVEL ROAD FAQs
What would the monthly payment be for 5188 PINE LEVEL ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,171/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5188 PINE LEVEL ROAD?+
The most recent tax bill on record (2025) was $1,747. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ona?+
At $529,000, this home is priced right at the Ona median.
Keep looking
Similar homes nearby
Listing courtesy of WATERFRONT REALTY GROUP INC · Jason Gibson. MLS #O6449428.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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