CENTURY 21 Edge
$219,5002 bd2 ba491 sqft$447 /sqft≈$1,847 /mo all-in ↓

3094 CENTAUR LANE UNIT 21, TITUSVILLE, FL, 32796

Active0 days on marketListed Oct 13, 2026MLS #O6449496

✦ Priced 28% below the TITUSVILLE 32796 medianCondominiumWILLOW LAKES RV RESORT

About this home

3094 CENTAUR LANE UNIT 21

This home has been lovingly remodeled! You will fall in love with the new kitchen, which includes all gray and white cabinets. There is large deep sink, a coffee bar, microwave drawer, dishwasher and a range with decorative range hood. The living area includes custom made room darkening shades. There are two bedrooms, with a large master able to fit a king size bed and include lots of room for storage. There are two bathrooms, one with a large shower, lovely tile and washer/dryer, the other bath includes a tub. You can enjoy the covered patio with composite deck in the front or the paver patio in the back, ready for your barbecue. A large storage cabinet sits in the back. Willow Lakes is an active 55+ community, which includes a heated pool, tennis, pickleball, shuffleboard, bocce ball and other activities in the clubhouse. There is a 9-hole executive golf course on the property available for affordable membership. Located close to airports, beaches, shopping and theme parks.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

491

Sqft

0.08 ac

Lot size

2004

Year built

One

Levels

$447

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesNorthwest
ParkingRV Carport
ExteriorFrench Doors

Community & fees

HOA fee$240/mo
Taxes (2025)$692/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Gated Community - No Guard · Golf Carts OK · Golf · Pool

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,847 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,292
FHA mortgage insurance (est.)$97
Property tax — 2025 actual bill$58
Condo fee — from the listing$240
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,683Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,683
Interest rate6.00%
Loan term

Estimated payment

$1,847/mo

Principal & interest$1,292
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$58
HOA / condo fee$240
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Willow Lakes Rv & Golf Resort

Drive times from this address

Orlando Int’l Airport (MCO)≈ 51 min
Downtown Orlando≈ 51 min
Universal Orlando≈ 64 min
Walt Disney World≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Titusville. See the full Titusville guide →

Willow Lakes Rv & Golf Resort — neighborhood snapshot

Population

415

Median age

70

Median income

$51,573

Median home value

$216,800

Avg household

2

Households w/ children

9%

For the school run

Brevard County School District

ElementaryMims Elementary School★★★★★
MiddleJames Madison Middle School★★★★★
HighAstronaut High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Titusville market

Seller’s marketLeans seller — 3.0 months of inventoryBuyer’s market

$317K → $315K

Titusville median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Titusville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% below the TITUSVILLE 32796 median. See the full Titusville market guide →

Paper trail

This home's history

Oct 13, 2026Listed at $219,500 · 0 days on market since
2004Built · WILLOW LAKES RV RESORT

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3094 CENTAUR LANE UNIT 21 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3094 CENTAUR LANE UNIT 21 — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3094 CENTAUR LANE UNIT 21 FAQs

What would the monthly payment be for 3094 CENTAUR LANE UNIT 21?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,847/mo — principal and interest, the actual property-tax bill, the $240/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3094 CENTAUR LANE UNIT 21?+

The association fee works out to $240 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3094 CENTAUR LANE UNIT 21?+

The most recent tax bill on record (2025) was $692. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3094 CENTAUR LANE UNIT 21?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Titusville?+

At $219,500, this home is listed about 29% below the Titusville median of $309,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3094 CENTAUR LANE UNIT 21?+

Mims Elementary School (elementary), James Madison Middle School (middle), Astronaut High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MUTTER REALTY · James Mutter. MLS #O6449496.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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