CENTURY 21 Edge
$459,0004 bd2 ba1,894 sqft$242 /sqft≈$3,641 /mo all-in ↓

15637 CARINA DRIVE, ORLANDO, FL, 32828

Active1 days on marketListed Oct 16, 2026MLS #O6449530

WaterfrontFully furnishedSingle Family ResidenceWATERFORD TRLS PH 3B

About this home

15637 CARINA DRIVE

• Immaculate FIVE-Bedroom (Yes, FIVE Actual Bedrooms!), Two-Bath, WATERFRONT, Concrete-Block, Single-Family Home with an OPEN FLOORPLAN and a Two-Car Garage on a Quiet CUL-DE-SAC with no Through Traffic! HOLY COW! _ _ _ _ _ • This WATERFRONT Retreat is so Private, You Will not be able to See ANY Neighbors from Your SCREENED Back Porch…You will only see Thousands of Dollars in Gorgeous Palm Trees, and beyond that just Water Views and Wildlife! _ _ _ _ _ • This home has been Meticulously Maintained by the Owner and was Built in 2013…Most other homes You will see in this area and price range will be 10+ years older! Winning! _ _ _ _ _ • FIVE Full-Sized Bedrooms with give you Space for the Kids…and a dedicated Guest Room…AND a Home Office…and Even a Bedroom for your Home Gym! Nice! _ _ _ _ _ • Your new Home features Stainless Steel Appliances, Granite Countertops and Ceramic Tile & Laminate Flooring with NO Carpeting! _ _ _ _ _ • Just Seconds from your home you can Enjoy the Resident-Only Waterford Trails Recreation Park with a Well-Kept SWIMMING POOL, a playground… & TENNIS COURTS too… all maintained by a well-managed HOA with low monthly fees of only $48/month! _ _ _ _ _ • You will LOVE Your Homes CENTRAL LOCATION Near Everywhere You would want to Be! You will never need to Travel Far with Less than 15 Minutes to the 408 Expressway and then on to all Parts Central Florida…or the University of Central Florida…and the Well-Known Dining & Shopping Destinations of BOTH Waterford Lakes Towne Center and the Avalon Park Downtown too! _ _ _ _ _ • Only 30 Minutes to be able to Zip on over to the Orlando International Airport, DOWNTOWN ORLANDO or UNIVERSAL STUDIOS Theme Parks! Nice! The World-Famous Cocoa Beach and Walt Disney World…as well as DOWNTOWN TITUSVILLE are only 45 Minutes away as well! _ _ _ _ _ • Property is all on ONE Level with a Split-Plan Master Bedroom. Full-Sized Laundry Room between Hallway and Garage with Gorgeous Washer & Dryer that will STAY with the home! Bonus! Even the REFRIGERATOR is Included too! _ _ _ _ _ • Room Sizes, Schools, HOA Info and Square Footage are Deemed Accurate, but are not Warranted. Property is Being Sold As-Is with Right to Inspect! _ _ _ _ _ • Sought-After Schools: Castle Creek Elementary, Timber Creek Middle, & East River High School! Say YES! _ _ _ _ _ • Owner Requires a Minimum 10-Day Marketing Period Before Considering Contracts ending Monday, October 26 at 5:00 p.m.; Yet you should submit your offer NOW and Not Delay!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,894

Sqft

0.13 ac

Lot size

2

Garage

2013

Year built

One

Levels

$242

Per sqft

WaterfrontWater viewFurnished

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$48/mo
Taxes (2025)$6,332/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,641 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$528
HOA fee — from the listing$48
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,065Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,065
Interest rate6.00%
Loan term

Estimated payment

$3,641/mo

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$528
HOA / condo fee$48
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $459K
$380KedgeAI estimate $407,795 · range $396K–$420K$477K

vs edgeAI estimate

+12.6%

$/sqft vs Orlando actives

$242 vs $237

Days on market

1 vs 61 typical

Where $242/sqft sits among the 400 Orlando actives

85
125
92 · this home
51
16
31
$136–188$188–240$240–292$292–345$345–397$397+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Drive times from this address

Downtown Orlando≈ 20 min
Orlando Int’l Airport (MCO)≈ 29 min
Universal Orlando≈ 33 min
Walt Disney World≈ 45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32828 — neighborhood snapshot

Population

69,937

Median age

36.5

Median income

$99,927

Median home value

$403,700

Avg household

2.85

Households w/ children

9,027

For the school run

Orange County School District

ElementaryWaterford Elementary★★★★★
MiddleDiscovery Middle★★★★★
HighTimber Creek High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$400K → $395K

Orlando median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

212 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the ORLANDO 32828 median. See the full Orlando market guide →

Paper trail

This home's history

Oct 16, 2026Listed at $459,000 · 1 days on market since
2013Built · WATERFORD TRLS PH 3B

Reality check

What actually sold near 15637 CARINA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

950 MAUMEE STREETSold · Nov ’25

$475,000

950 MAUMEE STREET · same community

4 bd · 2.5 ba · 2,414 sqft · $197/sqft · 2 DOM

14018 EVENING SKY PLSold · May ’26

$365,000

14018 EVENING SKY PL

3 bd · 2.5 ba · 1,961 sqft · $186/sqft · 90 DOM

1336 FALLING STAR LANESold · Jun ’26

$336,000

1336 FALLING STAR LANE

3 bd · 2 ba · 1,961 sqft · $171/sqft · 123 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 15637 CARINA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15637 CARINA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

15637 CARINA DRIVE FAQs

What would the monthly payment be for 15637 CARINA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,641/mo — principal and interest, the actual property-tax bill, the $48/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15637 CARINA DRIVE?+

The association fee works out to $48 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15637 CARINA DRIVE?+

The most recent tax bill on record (2025) was $6,332. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15637 CARINA DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $459,000, this home is listed about 21% above the Orlando median of $379,999. The market section on this page shows how the area is trending.

Which schools are assigned to 15637 CARINA DRIVE?+

Waterford Elementary (elementary), Discovery Middle (middle), Timber Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Fresh on the market

Only 1 day on market in a Orlando market that averages 61 — if it fits, move quickly.

03Strong assigned schools

Waterford Elementary, Discovery Middle, Timber Creek High — Waterford Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Scott Garrison, PA. MLS #O6449530.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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15637 CARINA DRIVE, ORLANDO, FL — 4 Bed, 2 Bath — $459,000 | CENTURY 21 Edge