537 SEA TURTLE LANE, HAINES CITY, FL, 33844
Active9 days on marketListed Oct 14, 2026MLS #O6449583
About this home
537 SEA TURTLE LANE
Welcome to this beautifully built 2024 home located at 537 Sea Turtle Ln, offering a seamless blend of modern style and everyday convenience! Step inside to discover a bright open floor plan and a thoughtful split-bedroom layout designed for privacy and comfort. The kitchen features sleek stone countertops, perfect for meal prep and entertaining, while durable tile flooring flows throughout the main living and wet areas, complemented by cozy carpet in all three spacious bedrooms. Boasting 3 bedrooms and 2 bathrooms, this property is situated in a vibrant community with sidewalks for easy evening strolls and a hassle-free commute to nearby amenities. Best of all, you are just a short drive from Florida's world-class attractions, including Walt Disney World, Universal Studios, and Legoland Florida—making this move-in-ready gem the ideal place to call home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,440
Sqft
0.11 ac
Lot size
2
Garage
2024
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Haines City actives
$1 vs $171
Days on market
9 vs 66 typical
Where $1/sqft sits among the 400 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $305K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
207 of 400
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 537 SEA TURTLE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$283,463
509 SEA TURTLE LANE · same community
3 bd · 2 ba · 1,444 sqft · $196/sqft · 9 DOM
Sold · Aug ’26$300,000
1126 FORESHORE LANE · same community
4 bd · 2 ba · 1,823 sqft · $165/sqft · 220 DOM
Sold · Jun ’26$295,000
664 SAND PINE LANE · same community
4 bd · 2 ba · 1,835 sqft · $161/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 537 SEA TURTLE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 537 SEA TURTLE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
537 SEA TURTLE LANE FAQs
What would the monthly payment be for 537 SEA TURTLE LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 537 SEA TURTLE LANE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $2,100, this home is listed about 99% below the Haines City median of $305,000. The market section on this page shows how the area is trending.
Which schools are assigned to 537 SEA TURTLE LANE?+
Alta Vista Elementary School (elementary), Shelley S. Boone Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RUIZ REAL ESTATE LLC · Uriel Ruiz. MLS #O6449583.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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