659 SAINT JOHNS RIVER DRIVE, SANFORD, FL, 32773
Active2 days on marketListed Oct 14, 2026MLS #O6449701
About this home
659 SAINT JOHNS RIVER DRIVE
MOTIVATED SELLERS—BRING ALL OFFERS! Offered at $240,000—$18,400 below Zillow’s reported Zestimate of $258,400—this 2-bedroom, 2-bath Sanford home is ready for TLC and a fresh chapter. Bring your vision and explore the potential to make it your own. Sellers are seeking a prompt sale and welcome offers for consideration. Schedule your showing today and discover the possibilities at 659 Saint Johns River Drive! Zestimate is an automated estimate, not an appraisal or guarantee of value.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,091
Sqft
0.17 ac
Lot size
2
Garage
1988
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,907 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,907/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs Sanford actives
$220 vs $220
Days on market
2 vs 57 typical
Where $220/sqft sits among the 396 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32773 — neighborhood snapshot
Population
33,184
Median age
38.2
Median income
$63,496
Median home value
$259,600
Avg household
2.56
Households w/ children
4,114
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $380K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
214 of 396
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the SANFORD 32773 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 659 SAINT JOHNS RIVER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$239,000
943 MONROE HARBOR PLACE · same community
3 bd · 2 ba · 1,100 sqft · $217/sqft · 85 DOM
Sold · Apr ’26$263,000
763 OSPREY NEST POINT · same community
3 bd · 2 ba · 1,136 sqft · $232/sqft · 38 DOM
Sold · Nov ’25$302,500
825 CROWS BLUFF LANE · same community
2 bd · 1 ba · 886 sqft · $341/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 659 SAINT JOHNS RIVER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 659 SAINT JOHNS RIVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
659 SAINT JOHNS RIVER DRIVE FAQs
What would the monthly payment be for 659 SAINT JOHNS RIVER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,907/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 659 SAINT JOHNS RIVER DRIVE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 659 SAINT JOHNS RIVER DRIVE?+
The most recent tax bill on record (2025) was $2,559. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 659 SAINT JOHNS RIVER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $240,000, this home is listed about 37% below the Sanford median of $379,990. The market section on this page shows how the area is trending.
Which schools are assigned to 659 SAINT JOHNS RIVER DRIVE?+
Pine Crest Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle), Hamilton Elementary School (elementary), Midway Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ICON REALTY ASSOCIATES INC · TK Kelly. MLS #O6449701.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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