CENTURY 21 Edge
$325,0002 bd2 ba1,594 sqft$204 /sqft≈$3,230 /mo all-in ↓

919 RIDGE LAKE DRIVE, MELBOURNE, FL, 32940

Active21 days on marketListed Oct 17, 2026MLS #O6449737

✦ Priced 41% below the MELBOURNE 32940 medianVillaQUAIL RIDGE AT SUNTREE SUNTREE PUD STAGE 05 TR 49

Come see it

Upcoming open house

Sat, Nov 7

1:00 PM – 4:00 PM

Come see this beautiful two bedroom two bath condo by representation is protected

About this home

919 RIDGE LAKE DRIVE

DISCOVER SPACIOUS FLORIDA LIVING IN THE HIGHLY DESIRABLE SUNTREE COMMUNITY! Welcome to 919 Ridge Lake Drive, a beautifully maintained 2-bedroom, 2-bathroom residence offering approximately 1,594 square feet of comfortable living space in one of Melbourne's most desirable locations. This inviting home combines generous room sizes, a functional floor plan, and an exceptional location convenient to shopping, dining, golf, recreation, and the beautiful Space Coast beaches. From the moment you arrive, you'll appreciate the charming, spacious open-air courtyard, providing a welcoming outdoor setting with opportunities for container gardening, decorative landscaping, or creating your own peaceful retreat. Step inside to discover a bright and inviting interior featuring beautiful flooring, neutral tones, and spacious living areas designed for both everyday comfort and entertaining. The generous living room provides plenty of room for relaxing or gathering with family and friends, while the dedicated dining area creates an inviting space for hosting memorable meals and special occasions. The kitchen offers granite countertops, ample cabinetry, and a convenient breakfast area perfect for enjoying your morning coffee or casual dining. Its practical design provides easy access to the surrounding living spaces, making everyday activities and entertaining effortless. THE SPACIOUS PRIMARY SUITE OFFERS COMFORT AND PRIVACY! Enjoy a generously sized bedroom with an ensuite bathroom featuring dual sinks, a separate walk in tub, and a walk-in shower. The second bedroom is equally versatile, providing comfortable accommodations for guests, family members, or a dedicated home office. The thoughtfully designed layout offers the convenience of single-story living, generous interior spaces, and flexibility to accommodate a variety of lifestyles. ENJOY THE SUNTREE LIFESTYLE! Located in an established community, this property offers the appeal of a peaceful residential setting with convenient access to nearby amenities. Residents can enjoy the surrounding area's beautiful golf courses, parks, walking opportunities, shopping destinations, restaurants, and recreational attractions. LOCATION, LOCATION, LOCATION! Just minutes from the popular Viera area, you'll appreciate easy access to The Avenue Viera, medical facilities, entertainment, and major roadways, including Interstate 95. The beautiful beaches of Florida's Space Coast are a short drive away, offering opportunities for boating, fishing, waterfront dining, and enjoying the Florida sunshine. Whether you're seeking a full-time residence, a seasonal Florida getaway, or simply a spacious home in a desirable Melbourne location, 919 Ridge Lake Drive offers an outstanding opportunity to enjoy comfort, convenience, and the Florida lifestyle. DON'T MISS THIS OPPORTUNITY TO OWN A SPACIOUS 2-BEDROOM, 2-BATHROOM HOME IN THE SOUGHT-AFTER SUNTREE AREA! Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,594

Sqft

0.07 ac

Lot size

2

Garage

1988

Year built

One

Levels

$204

Per sqft

Inside

FlooringCeramic Tile
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Skylight(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorCourtyard

Community & fees

HOA fee$531/mo
Taxes (2025)$1,963/yr
PetsDogs OK
CommunityPool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,230 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,231
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$164
HOA fee — from the listing$531
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate7.50%
Loan term

Estimated payment

$3,230/mo

Principal & interest$2,231
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$164
HOA / condo fee$531
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Melbourne actives

$204 vs $209

Days on market

21 vs 69 typical

Where $204/sqft sits among the 84 Melbourne actives

16
28 · this home
9
19
5
7
$138–174$174–211$211–248$248–284$284–321$321+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Melbourne

Drive times from this address

Orlando Int’l Airport (MCO)≈ 56 min
Downtown Orlando≈ 63 min
Universal Orlando≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Melbourne. See the full Melbourne guide →

MELBOURNE 32940 — neighborhood snapshot

Population

49,288

Median age

48.1

Median income

$106,511

Median home value

$444,100

Avg household

2.42

Households w/ children

5,209

For the school run

Brevard County School District

HighViera High School★★★★★
ElementaryQuest Elementary School★★★★★
MiddleJohn F. Kennedy Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Melbourne market

Seller’s marketLeans seller — 3.7 months of inventoryBuyer’s market

$394K → $402K

Melbourne median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

60 of 84

Melbourne actives have cut their price

Median sold price, Melbourne, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% below the MELBOURNE 32940 median. See the full Melbourne market guide →

Paper trail

This home's history

Oct 17, 2026Listed at $325,000 · 21 days on market since
1988Built · QUAIL RIDGE AT SUNTREE SUNTREE PUD STAGE 05 TR 49

Reality check

What actually sold near 919 RIDGE LAKE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

598 PINE FOREST COURTSold · Aug ’26

$410,000

598 PINE FOREST COURT

3 bd · 2 ba · 1,539 sqft · $266/sqft · 33 DOM

325 TANGLE RUN BOULEVARD UNIT 1113Sold · Jul ’26

$165,000

325 TANGLE RUN BOULEVARD UNIT 1113

2 bd · 2 ba · 1,478 sqft · $112/sqft · 128 DOM

1005 FOSTORIA DRIVESold · Dec ’25

$500,000

1005 FOSTORIA DRIVE

3 bd · 2 ba · 1,887 sqft · $265/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 919 RIDGE LAKE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 919 RIDGE LAKE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

919 RIDGE LAKE DRIVE FAQs

What would the monthly payment be for 919 RIDGE LAKE DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,230/mo — principal and interest, the actual property-tax bill, the $531/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 919 RIDGE LAKE DRIVE?+

The association fee works out to $531 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 919 RIDGE LAKE DRIVE?+

The most recent tax bill on record (2025) was $1,963. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 919 RIDGE LAKE DRIVE?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Melbourne?+

At $325,000, this home is listed about 4% below the Melbourne median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 919 RIDGE LAKE DRIVE?+

Viera High School (high), Quest Elementary School (elementary), John F. Kennedy Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the MELBOURNE 32940 market on paper

$325,000 is 41% below the MELBOURNE 32940 median of $549,350, and at $204/sqft it sits under the Melbourne average of $231.

02Know the monthly fee

The association fee is $531/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Viera High School, Quest Elementary School, John F. Kennedy Middle School — Viera High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY LLC · Elisha Foxx. MLS #O6449737.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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