CENTURY 21 Edge
$410,0005 bd3.5 ba3,298 sqft$124 /sqft≈$3,326 /mo all-in ↓

3260 AMBERLEY PARK CIRCLE, KISSIMMEE, FL, 34743

Active5 days on marketListed Oct 14, 2026MLS #O6449749

Single Family ResidenceAMBERLEY PARK

About this home

3260 AMBERLEY PARK CIRCLE

BIG ON SPACE. LOW ON HOA DUES. GREAT LOCATION. AND WATER VIEWS. If you've been looking for more house without stretching the budget, this one deserves your attention! With 5 bedrooms, 3.5 bathrooms, and 3,298 square feet, this Amberley Park home gives you plenty of room to spread out. A large covered front porch welcomes you home, while inside, you'll find multiple living and dining areas, a spacious kitchen with plenty of cabinets, counter space, and a walk-in pantry with built in shelving. There's room for everyone to gather, and just as much room to do their own thing. Out back, a peaceful water view adds a little something extra, giving you a beautiful backdrop to enjoy right from your own backyard. All five bedrooms are upstairs, including a massively sized primary suite with an equally massive dual entry walk-in closet that spans the length of the private ensuite. Bedrooms four and five share a Jack-and-Jill bathroom, adding a little extra convenience to the layout. Downstairs, you'll find a dedicated laundry room, convenient half bath, and plenty of space for everyday living. But the location might be the best part! You're close to the action without living in the middle of it. Catch a flight out of Orlando International Airport, head to Lake Nona for dinner or a night out at Boxi Park, or spend the afternoon shopping and grabbing a bite at The Loop. Need to get across town? Easy access to SR 417 and the Florida Turnpike keeps Orlando, Kissimmee, and the theme parks within reach. And for everyday life, groceries, schools, restaurants, and shopping are all nearby. Add in the incredibly low HOA dues, and you've got a whole lot of house in a location that makes sense. More space, more flexibility, and more house for your money!

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,298

Sqft

0.17 ac

Lot size

2

Garage

2003

Year built

Two

Levels

$124

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorLighting · Rain Gutters

Community & fees

HOA fee$54/mo
Taxes (2025)$6,208/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,326 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,414
FHA mortgage insurance (est.)$181
Property tax — 2025 actual bill$517
HOA fee — from the listing$54
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,350
Interest rate6.00%
Loan term

Estimated payment

$3,326/mo

Principal & interest$2,414
FHA mortgage insurance (est.)$181
Property taxes (actual bill)$517
HOA / condo fee$54
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $410K
$394KedgeAI estimate $512,330 · range $478K–$552K$574K

vs edgeAI estimate

−20%

$/sqft vs Kissimmee actives

$124 vs $201

Days on market

5 vs 84 typical

Where $124/sqft sits among the 400 Kissimmee actives

38 · this home
99
108
77
46
32
$124–155$155–186$186–216$216–247$247–278$278+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Amberley Park

Drive times from this address

Orlando Int’l Airport (MCO)≈ 15 min
Walt Disney World≈ 26 min
Universal Orlando≈ 26 min
Downtown Orlando≈ 27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Amberley Park — neighborhood snapshot

Population

765

Median age

40

Median income

$70,375

Median home value

$285,300

Avg household

3

Households w/ children

60%

For the school run

Osceola County School District

ElementaryEast Lake Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighOsceola High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer — 7.2 months of inventoryBuyer’s market

$365K → $350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

212 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% above the KISSIMMEE 34743 median. See the full Kissimmee market guide →

Paper trail

This home's history

Oct 14, 2026Listed at $410,000 · 5 days on market since
2003Built · AMBERLEY PARK

Reality check

What actually sold near 3260 AMBERLEY PARK CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2806 VIA LARGO COURTSold · Jul ’26

$485,000

2806 VIA LARGO COURT

4 bd · 3 ba · 3,088 sqft · $157/sqft · 0 DOM

2981 SIESTA VIEW DRIVESold · Feb ’26

$520,000

2981 SIESTA VIEW DRIVE

5 bd · 3.5 ba · 3,546 sqft · $147/sqft · 77 DOM

2401 BEL AIR CIRCLESold · Jul ’26

$500,000

2401 BEL AIR CIRCLE

4 bd · 3 ba · 2,749 sqft · $182/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 3260 AMBERLEY PARK CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3260 AMBERLEY PARK CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3260 AMBERLEY PARK CIRCLE FAQs

What would the monthly payment be for 3260 AMBERLEY PARK CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,326/mo — principal and interest, the actual property-tax bill, the $54/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3260 AMBERLEY PARK CIRCLE?+

The association fee works out to $54 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3260 AMBERLEY PARK CIRCLE?+

The most recent tax bill on record (2025) was $6,208. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3260 AMBERLEY PARK CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $410,000, this home is listed about 9% above the Kissimmee median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3260 AMBERLEY PARK CIRCLE?+

East Lake Elementary School (elementary), Narcoossee Middle School (middle), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOMEVEST REALTY · Brad Young. MLS #O6449749.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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