CENTURY 21 Edge
$639,9254 bd3 ba2,494 sqft$257 /sqft≈$4,183 /mo all-in ↓

11513 ARBOR GATE DRIVE, CLERMONT, FL, 34711

Active5 days on marketListed Oct 14, 2026MLS #O6449755

Single Family ResidenceTIMBERLANE PH II SUB

About this home

11513 ARBOR GATE DRIVE

BETTER THAN NEW! IMMACULATELY MAINTAINED, MOVE-IN-READY MODEL HOME WITH OVER $35,000 IN UPGRADES! Why wait to build when you can move right into this beautifully maintained, former Banyan model home? Nestled in the desirable, established community of Timberlane, this exceptional 4-bedroom, 3-bathroom residence offers 2,494 square feet of thoughtfully designed living space, an oversized 3-car garage, and more than $35,000 in updates and upgrades. From the moment you arrive, you'll appreciate the pride of ownership, meticulous upkeep, and attention to detail throughout! The gorgeous, well-appointed kitchen is designed to impress, featuring granite countertops, BRAND-NEW stainless-steel appliances, 42-inch cabinets with elegant crown molding, and beautiful lighting. The open-concept layout flows seamlessly into the spacious family room, where soaring vaulted ceilings and triple sliding glass doors create an inviting atmosphere filled with natural light. Step outside and discover your own private retreat! The impressive 500-square-foot extended, tiled, and screened-in patio is perfect for relaxing, entertaining guests, or enjoying Florida's beautiful weather year-round. A French door from the primary bathroom provides convenient patio access. The oversized, partially fenced backyard offers privacy, while the elevated lot provides a beautiful setting and is located outside the designated flood zone. The spacious primary suite is a true retreat, complete with an extra-large walk-in closet and an impressive en-suite bathroom featuring dual sinks, a generous walk-in shower, a relaxing garden tub, and 9-foot ceilings. The three additional bedrooms are generously sized, offering flexibility for guests, family, or a home office. The formal dining room and office feature upgraded chair railings. Thoughtful features and valuable extras make this home stand out, including rounded corners, knockdown ceilings throughout, remote-controlled ceiling fans in every room except the dining room, blinds on all windows (including the garage), solar window film to help reduce heat and energy costs, and pre-wiring for a security system. The functional laundry room includes a utility sink and cabinetry for additional storage, while the attic offers an additional 154 square feet of floored storage space. Outside, enjoy beautifully landscaped grounds enhanced by decorative red river rock and landscape curbing. The private well supplies the irrigation system, helping reduce the cost of watering your lawn. Extra long drive way to accommodate multiple vehicles. Location is another major advantage! Just minutes from hospitals, major employers, shopping, restaurants, and everyday conveniences, this home offers easy access to the area's newer highways, with Disney and other world-famous attractions approximately 20 minutes away. The nearby Olympus development, a sports and wellness destination designed to attract elite athletes, adds to the area's appeal. Meticulously maintained, beautifully upgraded, and truly move-in ready, this home offers the comfort and features today's buyers are looking for—without the wait, expense, or uncertainty of new construction. Don't miss your opportunity to own this exceptional home in Timberlane! Schedule your private showing today and experience everything this remarkable property has in person. Be sure to view the virtual tour!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,494

Sqft

0.38 ac

Lot size

3

Garage

2009

Year built

One

Levels

$257

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Solid Surface Counters · Split Bedroom · Vaulted Ceiling(s)
LaundryInside · Laundry Room · Sink
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingGarage Door Opener · Garage Faces Side · Oversized · Parking Pad
ExteriorIrrigation System · Lighting · Private Yard · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$38/mo
Taxes (2025)$3,503/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityNone · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fiber Optics · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic · See Remarks · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,183 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property tax — 2025 actual bill$292
HOA fee — from the listing$38
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,993Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,993
Interest rate6.00%
Loan term

Estimated payment

$4,183/mo

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property taxes (actual bill)$292
HOA / condo fee$38
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $640K
$444KedgeAI estimate $502,838 · range $463K–$518K$666K

vs edgeAI estimate

+27.3%

$/sqft vs Clermont actives

$257 vs $227

Days on market

5 vs 64 typical

Where $257/sqft sits among the 400 Clermont actives

107
146
76 · this home
32
12
27
$159–199$199–238$238–277$277–316$316–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Drive times from this address

Walt Disney World≈ 33 min
Downtown Orlando≈ 33 min
Universal Orlando≈ 36 min
Orlando Int’l Airport (MCO)≈ 47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

CLERMONT 34711 — neighborhood snapshot

Population

69,727

Median age

43.7

Median income

$88,474

Median home value

$369,900

Avg household

2.69

Households w/ children

7,374

For the school run

Lake County School District

MiddleWindy Hill Middle School★★★★★
ElementaryLost Lake Elementary School★★★★★
HighEast Ridge High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$443K → $447K

Clermont median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

232 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

Oct 14, 2026Listed at $639,925 · 5 days on market since
2009Built · TIMBERLANE PH II SUB

Reality check

What actually sold near 11513 ARBOR GATE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12702 COLONNADE CIRCLESold · Jul ’26

$479,900

12702 COLONNADE CIRCLE · same community

3 bd · 2 ba · 1,812 sqft · $265/sqft · 16 DOM

10708 BELO HORIZONTE AVENUESold · Sep ’26

$610,000

10708 BELO HORIZONTE AVENUE

4 bd · 3 ba · 2,518 sqft · $242/sqft · 85 DOM

10708 BELO HORIZONTE AVENUESold · Dec ’25

$630,000

10708 BELO HORIZONTE AVENUE

4 bd · 3 ba · 2,518 sqft · $250/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11513 ARBOR GATE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11513 ARBOR GATE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11513 ARBOR GATE DRIVE FAQs

What would the monthly payment be for 11513 ARBOR GATE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,183/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11513 ARBOR GATE DRIVE?+

The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11513 ARBOR GATE DRIVE?+

The most recent tax bill on record (2025) was $3,503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11513 ARBOR GATE DRIVE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $639,925, this home is listed about 42% above the Clermont median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11513 ARBOR GATE DRIVE?+

Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$639,925 runs 49% above the CLERMONT 34711 median — but at 2,494 sqft it's also 23% larger than the typical Clermont listing.

02Fresh on the market

Only 5 days on market in a Clermont market that averages 64 — if it fits, move quickly.

03Strong assigned schools

Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREFERRED REAL ESTATE BROKERS · Irene Calderon LLC. MLS #O6449755.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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