2988 SURAJ CIRCLE, TAVARES, FL, 32778
Active1 days on marketListed Oct 15, 2026MLS #O6449898
About this home
2988 SURAJ CIRCLE
Short Sale. Welcome to 2988 Suraj Circle in the desirable Tavares community! This beautifully designed 4-bedroom, 2-bathroom home offers 1,776 square feet of thoughtfully planned living space, combining modern style, comfort, and functionality. Step inside to discover an inviting open-concept floor plan featuring soaring ceilings, abundant natural light, and elegant 17x17 ceramic tile flooring throughout the main living areas and bathrooms. The spacious kitchen serves as the heart of the home, showcasing stunning quartz countertops, 42-inch cabinetry, a large center island with an integrated sink, and stainless steel appliances, including a microwave, smooth-top range, and dishwasher. The seamless flow between the kitchen, dining, and living areas creates the perfect setting for everyday living and entertaining. The thoughtfully designed split-bedroom layout offers comfortable accommodations and flexibility for guests, family, or a home office. Additional highlights include window blinds and integrated SMART home technology for added convenience. Whether you're enjoying a quiet evening at home or hosting friends and family, this residence offers the space and versatility to fit your lifestyle. Conveniently located in Tavares, with access to local shopping, dining, recreation, and the charm of Central Florida's beautiful lake communities. Don't miss the opportunity to make this exceptional property your next home. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,776
Sqft
0.15 ac
Lot size
2023
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,895 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,895/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.6%
Days on market
1 vs 67 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $305K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 2988 SURAJ CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$339,820
2605 PRIYA DRIVE · same community
3 bd · 2 ba · 1,662 sqft · $204/sqft · 112 DOM
Sold · Mar ’26$345,000
3144 SURAJ CIRCLE · same community
4 bd · 3 ba · 1,900 sqft · $182/sqft · 241 DOM
Sold · Jul ’26$275,790
2307 LEELA CIRCLE · same community
2 bd · 2 ba · 1,431 sqft · $193/sqft · 377 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 2988 SURAJ CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2988 SURAJ CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2988 SURAJ CIRCLE FAQs
What would the monthly payment be for 2988 SURAJ CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,895/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2988 SURAJ CIRCLE?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2988 SURAJ CIRCLE?+
The most recent tax bill on record (2026) was $5,479. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2988 SURAJ CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $345,000, this home is listed about 5% above the Tavares median of $329,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2988 SURAJ CIRCLE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OFFERPAD BROKERAGE FL LLC · Sibelys Alvarez. MLS #O6449898.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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