2045 SOUTH STREET, OVIEDO, FL, 32765
Active1 days on marketListed Oct 15, 2026MLS #O6449982
About this home
2045 SOUTH STREET
Timeless Mediterranean-Inspired New Construction in Oviedo Not all new construction is created equal. Thoughtfully designed with timeless architectural details, beautiful finishes, and an unmistakable sense of character, this brand-new Oviedo home offers something refreshingly different from the ordinary. Featuring 2,450 square feet, 4 bedrooms, and 3.5 bathrooms, the home blends classic Mediterranean inspiration with the comfort and functionality of modern living. Graceful half-round arch accents, elevated ceilings, quartz countertops, and carefully selected finishes create interiors that feel both sophisticated and inviting. Natural travertine flooring brings warmth and texture to the downstairs bathrooms and laundry room, while the beautifully designed primary suite features a custom-inspired bathroom with a generous freestanding soaking tub and oversized walk-in shower. A dedicated entertaining bar with a dual-zone wine refrigerator adds another thoughtful touch, perfect for hosting friends or enjoying a quiet evening at home. The well-planned layout flows effortlessly between living spaces, offering room to gather, entertain, and unwind. Outside, the spacious, fully fenced quarter-acre property provides endless possibilities for outdoor living, with plenty of room for a future pool. Optional pool packages starting at $50,000 are available upon request, making it easy to envision your own private backyard retreat. Nestled in a growing Oviedo neighborhood featuring a community park and beautiful newer homes, this property offers the opportunity to enjoy one of Central Florida’s most desirable locations. Complete with standard new-construction and extended warranties, this home offers the peace of mind of buying brand new with the charm and individuality of a much more personalized design. Beautifully considered. Timelessly styled. A home that truly stands apart.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,450
Sqft
0.32 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,184 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,184/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.9%
$/sqft vs Oviedo actives
$278 vs $243
Days on market
1 vs 56 typical
Where $278/sqft sits among the 190 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
126 of 190
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 2045 SOUTH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$200,000
2110 JAMES DRIVE · same community
2 bd · 1 ba · 1,144 sqft · $175/sqft · 17 DOM
Sold · Jun ’26$35,000
7 E FULLER · same community
2 bd · 1 ba · 500 sqft · $70/sqft · 29 DOM
Sold · Oct ’25$775,000
628 W PALM VALLEY DRIVE
4 bd · 2.5 ba · 2,436 sqft · $318/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2045 SOUTH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2045 SOUTH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2045 SOUTH STREET FAQs
What would the monthly payment be for 2045 SOUTH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,184/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2045 SOUTH STREET?+
The most recent tax bill on record (2025) was $1,198. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oviedo?+
At $680,000, this home is listed about 42% above the Oviedo median of $479,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2045 SOUTH STREET?+
Indian Trails Middle School (middle), Keeth Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$680,000 runs 59% above the OVIEDO 32765 median — but at 2,450 sqft it's also 30% larger than the typical Oviedo listing.
02Fresh on the market
Only 1 day on market in a Oviedo market that averages 56 — if it fits, move quickly.
03Strong assigned schools
Indian Trails Middle School, Keeth Elementary School, Oviedo High School — Indian Trails Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LIGHTHOUSE PROPERTY GRP INC · David Navarro. MLS #O6449982.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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