10908 N MATARO AVENUE, CITRUS SPRINGS, FL, 34434
Active29 days on marketListed Oct 14, 2026MLS #O6450023
About this home
10908 N MATARO AVENUE
New Construction! Enjoy the perfect blend of privacy, comfort, and modern style in this beautifully appointed, newly constructed, 3-bedroom, 2-bath, 2 car garage home tucked away in a peaceful Citrus Springs neighborhood. Bright, neutral interiors create a fresh and inviting atmosphere, while thoughtful finishes throughout give the home a polished, contemporary feel. The spacious kitchen is designed for both everyday living and entertaining, featuring quartz countertops, sleek stainless steel appliances, plus dishwasher, upgraded cabinetry, and an oversized pantry with plenty of room to keep everything organized. The primary suite offers a relaxing retreat with a private bath featuring a double-sink vanity, large linen closet, and ample space for two. Step outside to a covered private patio area to enjoy your morning coffee and enjoy the silence. Even the two-car garage has been upgraded with attractive epoxy flooring, adding a clean, finished touch and excellent space for vehicles, storage, or hobbies. Set in a quiet residential area while still offering convenient access to Highway 41 and close by shopping, this Citrus Springs home gives you the peaceful surroundings you want without sacrificing everyday convenience. Comfortable, stylish, and move-in ready, this is a home you'll look forward to coming home to. FCG REALTY residents are enrolled in the Resident Benefits Package (RBP) for $39.95/month includes a convenient option for renters insurance, HVAC air filter delivery (for applicable properties), credit building to help boost your credit score with timely rent payments, $1M Identity Protection, move-in concierge service making utility connection and home service setup a breeze during your move-in, our best-in-class resident rewards program, and much more! More details will be provided upon application. Deposit and Fees: Application Fee: $50 Pet accepted upon payment of a pet deposit or a pet fee (specified by the Owner) Security Deposit is calculated based on credit and rental history, this amount is no lower than 1 month rent and can be up to 2 month rent. Requirements for rentals: Credit Score- we accept as low as a 550 credit score (unless otherwise specified by the association or the Owner) Income: Must exceed or equal 3 times the monthly rent on gross, average income. Rental History- No evictions or outstanding landlord collection. Properties where an association Approval is required may have additional document requested.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,405
Sqft
0.23 ac
Lot size
2026
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CITRUS SPGS UNIT 27
$1 vs $163
Days on market
29 vs 60 typical
Where $1/sqft sits among the 7 homes for sale in CITRUS SPGS UNIT 27
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
CITRUS SPRINGS 34434 — neighborhood snapshot
Population
11,074
Median age
44.8
Median income
$68,939
Median home value
$238,400
Avg household
2.62
Households w/ children
1,370
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$263K → $262K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
5 of 7
CITRUS SPGS UNIT 27 have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% below the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 10908 N MATARO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$234,900
10763 N DIDISCUS DRIVE · same community
3 bd · 2 ba · 1,399 sqft · $168/sqft · 108 DOM
Sold · Jun ’26$270,000
1161 W VIRGINIS DRIVE · same community
3 bd · 2 ba · 1,453 sqft · $186/sqft · 91 DOM
Sold · Nov ’25$279,900
10663 N ADLER DRIVE · same community
3 bd · 2 ba · 1,453 sqft · $193/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10908 N MATARO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10908 N MATARO AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10908 N MATARO AVENUE FAQs
What would the monthly payment be for 10908 N MATARO AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10908 N MATARO AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Citrus Springs?+
At $1,695, this home is listed about 99% below the Citrus Springs median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10908 N MATARO AVENUE?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FCG REALTY · Sebastian Kinzer. MLS #O6450023.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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