CENTURY 21 Edge
$2,6503 bd2.5 ba1,691 sqft$2 /sqft≈$179 /mo all-in ↓

12202 PLUMPTON DRIVE, WINTER GARDEN, FL, 34787

Active5 days on marketListed Oct 14, 2026MLS #O6450045

✦ Priced 99% below the WINTER GARDEN 34787 medianTownhouseENCORE/OVATION PH 4B

About this home

12202 PLUMPTON DRIVE

Welcome to this beautiful, modern 3-bedroom, 2.5-bath townhome located in the highly desirable Encore at Ovation community in Winter Garden's sought-after Horizon West area! Built in 2024, this spacious home offers 1,691 square feet of thoughtfully designed living space, combining comfort, style, and convenience. Step inside to discover a bright, open-concept floor plan featuring beautiful wood-look tile flooring throughout the main level. The spacious living and dining areas flow seamlessly into a modern kitchen featuring elegant quartz countertops, contemporary cabinetry, and stainless steel appliances—perfect for everyday living and entertaining. Upstairs, you'll find all three bedrooms, including a spacious primary suite with a walk-in closet and private en-suite bathroom featuring dual vanities. IMAGINE WATCHING DISNEY FIREWORKS AND ROCKET LAUNCHES RIGHT FROM YOUR PRIMARY BEDROOM! Enjoy the magic of Disney fireworks lighting up the night sky and the excitement of rocket launches from the comfort of your own home—a truly unique Central Florida living experience! Views are subject to weather and launch schedules. The home also features a convenient laundry room, a private outdoor courtyard, and a detached two-car garage. Residents of Encore at Ovation enjoy fantastic community amenities, including a resort-style swimming pool, clubhouse, fitness center, playground, and dog park. LOCATION, LOCATION, LOCATION! Ideally situated just minutes from Walt Disney World and Central Florida's world-famous attractions, with convenient access to major roadways, shopping, dining, and entertainment. Don't miss this opportunity to rent a beautiful, newer townhome in one of Winter Garden's most desirable communities. Schedule your private showing today! All applicants should verify HOA requirements, application procedures, and other information important to their rental decision.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,691

Sqft

0.06 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$2

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Cooktop · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Smart Lights · Smart Thermostat · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsYes
CommunityDog Park · Fitness Center · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$179 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$16
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $93Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $93
Interest rate6.00%
Loan term

Estimated payment

$179/mo

Principal & interest$16
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Garden actives

$2 vs $259

Days on market

5 vs 60 typical

Where $2/sqft sits among the 400 Winter Garden actives

0 · this home
13
59
214
68
46
$2–73$73–144$144–215$215–286$286–357$357+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village I

Drive times from this address

Walt Disney World≈ 13 min
Universal Orlando≈ 30 min
Downtown Orlando≈ 34 min
Orlando Int’l Airport (MCO)≈ 41 min
Downtown Tampa≈ 73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Village I — neighborhood snapshot

Population

1,534

Median age

37

Median income

$130,745

Median home value

$496,000

Avg household

3

Households w/ children

225

For the school run

Orange County School District

ElementaryWater Spring Elementary★★★★★
HighHorizon High School★★★★★
MiddleWater Spring Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$585K → $611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

218 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Oct 14, 2026Listed at $2,650 · 5 days on market since
2024Built · ENCORE/OVATION PH 4B

Reality check

What actually sold near 12202 PLUMPTON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12103 EASTMOOR DRIVESold · Sep ’26

$435,000

12103 EASTMOOR DRIVE · same community

3 bd · 2 ba · 1,604 sqft · $271/sqft · 91 DOM

12152 EASTMOOR DRIVESold · Oct ’25

$835,000

12152 EASTMOOR DRIVE · same community

4 bd · 3.5 ba · 3,224 sqft · $259/sqft · 3 DOM

1122 CLEAR CREEK CIRCLESold · Sep ’26

$300,000

1122 CLEAR CREEK CIRCLE

4 bd · 2 ba · 1,676 sqft · $179/sqft · 127 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12202 PLUMPTON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12202 PLUMPTON DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12202 PLUMPTON DRIVE FAQs

What would the monthly payment be for 12202 PLUMPTON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 12202 PLUMPTON DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $2,650, this home is listed about 100% below the Winter Garden median of $595,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12202 PLUMPTON DRIVE?+

Water Spring Elementary (elementary), Horizon High School (high), Water Spring Middle School (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the WINTER GARDEN 34787 market on paper

$2,650 is 99% below the WINTER GARDEN 34787 median of $499,900, and at $2/sqft it sits under the Winter Garden average of $276.

02Fresh on the market

Only 5 days on market in a Winter Garden market that averages 60 — if it fits, move quickly.

03Strong assigned schools

Water Spring Elementary, Horizon High School, Water Spring Middle School — Horizon High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CALL IT CLOSED INTL REALTY · Mridula Mehta. MLS #O6450045.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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