4406 SILVER CREEK STREET, KISSIMMEE, FL, 34744
Active23 days on marketListed Oct 15, 2026MLS #O6450074
About this home
4406 SILVER CREEK STREET
Virtually Staged. The solar panels are paid off at closing. The water softener and the under-sink filtration system are owned and transfer with the house. Set within a gated community near the Lake Nona corridor, this three-bedroom, two-and-a-half-bath Doral floor plan has the space and flow buyers look for in Central Florida. No CDD. Gated entry. The location puts Nemours Hospital, the Orlando VA Medical Center, USTA National Campus, OIA, downtown, and the attractions within easy reach. The main level works for daily living. The great room, granite island kitchen, and dining area connect so conversation moves between them, whether it is a weeknight dinner or people over on a Saturday. Sliding doors open to the patio and a fully fenced backyard. A powder room is downstairs without breaking up the open feel. Upstairs holds the private side of the house. All three bedrooms and the loft are on the second floor. Laundry is up there too, so you do not carry loads between floors. The owner’s suite has a double-sink bathroom and a walk-in closet that fits a full wardrobe. Give me a call or a text me to go check it out.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,878
Sqft
0.11 ac
Lot size
2019
Year built
Two
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,801 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,801/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs Kissimmee actives
$234 vs $202
Days on market
23 vs 74 typical
Where $234/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Creekside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Creekside is a short-term-rental community. See the full guide →
KISSIMMEE 34744 — neighborhood snapshot
Population
66,582
Median age
38
Median income
$74,537
Median home value
$356,000
Avg household
2.92
Households w/ children
7,896
The numbers that matter
The Kissimmee market
$355K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
186 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the KISSIMMEE 34744 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 4406 SILVER CREEK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$470,000
4385 SILVER CREEK STREET · same community
4 bd · 2 ba · 2,022 sqft · $232/sqft · 2 DOM
Sold · Jul ’26$380,000
4416 SILVER CREEK STREET · same community
3 bd · 2 ba · 1,504 sqft · $253/sqft · 67 DOM
Sold · Sep ’26$435,000
4424 SILVER CREEK STREET · same community
5 bd · 2.5 ba · 2,370 sqft · $184/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4406 SILVER CREEK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4406 SILVER CREEK STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4406 SILVER CREEK STREET FAQs
What would the monthly payment be for 4406 SILVER CREEK STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,801/mo — principal and interest, the actual property-tax bill, the $94/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4406 SILVER CREEK STREET?+
The association fee works out to $94 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4406 SILVER CREEK STREET?+
The most recent tax bill on record (2025) was $4,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4406 SILVER CREEK STREET be rented short-term?+
Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4406 SILVER CREEK STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $439,000, this home is listed about 17% above the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of VECTOR REALTY · Peter Rodriguez. MLS #O6450074.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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