3640 SOLANA CIRCLE UNIT 11C, CLERMONT, FL, 34711
Active18 days on marketListed Oct 20, 2026MLS #O6450112
About this home
3640 SOLANA CIRCLE UNIT 11C
Welcome to Heritage Hills, one of Clermont’s most desirable 55+ communities! This beautiful St Lucia interior unit villa is spacious with an inviting floor plan and lots of upgrades. Even better, its prime location puts you just a short distance from the clubhouse and all the wonderful amenities Heritage Hills has to offer. This charming 2-bedroom, 2-bath villa offers a flexible floor plan with an inside utility room and a versatile flex room—perfect for a home office, hobby room, den, or whatever best suits your lifestyle. Hickory hardwood flooring flows throughout the main living areas including both bedrooms. The kitchen has been remodeled with the lower counter top in Quartz, new faucet, single bowl sink, tile back splash, pendant lights and cabinet pulls. Both bathrooms have been updated with Quartz counter tops, sinks, faucets and lighting! The primary bedroom features an oversized walk in closet! The ceiling fans and lighting throughout have been updated. The interior has been painted with more modern colors. All draperies and rods stay! Step outside to the amazing ENCLOSED LANAI that features windows with blinds where you can relax and enjoy the peaceful setting overlooking the community walking trail. NO REAR NEIGHBORS, this is the perfect spot to enjoy your morning coffee, entertain friends, or simply unwind in this relaxing living space. The front door also has a glass storm door with screen which allows for more natural light and breezes. The flex room is currently set up as a dining room allowing more flexibility and space in the living area. The one car garage has lots of storage with safe rack steel overhead hanging storage racks. The inside laundry room is decorated beautifully has a storage cabinet and shelving with a large storage area and the washer and dryer stay! Heritage Hills offers an exceptional resort-style lifestyle with amenities for everyone, including a heated pool and spa, pickleball, tennis, basketball, bocce ball, shuffleboard, fitness center, golf simulator, billiard room, card room, arts and crafts room, clubhouse, ballroom, and a full calendar of planned activities and social events. The community also features a scenic 5-mile walking trail winding throughout the neighborhood. The HOA fee includes Spectrum high-speed internet and cable, as well as reclaimed irrigation water. Exterior homes are painted approximately every 5–6 years, and roofs are replaced according to the community’s maintenance schedule. With its welcoming floor plan, peaceful rear setting, convenient location, and wonderful amenities, this villa offers an ideal opportunity to enjoy the carefree Florida lifestyle you’ve been looking for.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,374
Sqft
0.07 ac
Lot size
1
Garage
2013
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,078 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,078/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.3%
$/sqft vs Clermont actives
$215 vs $230
Days on market
18 vs 56 typical
Where $215/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
Heritage Hills — neighborhood snapshot
Population
3,548
Median age
50
Median income
$119,970
Median home value
$442,800
Avg household
3
Households w/ children
374
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$441K → $450K
Clermont median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
217 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 3640 SOLANA CIRCLE UNIT 11C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$272,000
3210 SONESTA COURT UNIT B · same community
2 bd · 2 ba · 1,374 sqft · $198/sqft · 44 DOM
Sold · Feb ’26$245,000
3201 SONESTA COURT UNIT B · same community
2 bd · 2 ba · 1,374 sqft · $178/sqft · 323 DOM
Sold · Sep ’26$262,500
3201 SONESTA COURT UNIT A · same community
2 bd · 2 ba · 1,503 sqft · $175/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3640 SOLANA CIRCLE UNIT 11C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3640 SOLANA CIRCLE UNIT 11C — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3640 SOLANA CIRCLE UNIT 11C FAQs
What would the monthly payment be for 3640 SOLANA CIRCLE UNIT 11C?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,078/mo — principal and interest, the actual property-tax bill, the $543/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3640 SOLANA CIRCLE UNIT 11C?+
The association fee works out to $543 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3640 SOLANA CIRCLE UNIT 11C?+
The most recent tax bill on record (2025) was $2,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3640 SOLANA CIRCLE UNIT 11C?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $295,000, this home is listed about 34% below the Clermont median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3640 SOLANA CIRCLE UNIT 11C?+
Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLERMONT 34711 market on paper
$295,000 is 31% below the CLERMONT 34711 median of $429,900, and at $215/sqft it sits under the Clermont average of $239.
02Know the monthly fee
The association fee is $543/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Patti Kincaid. MLS #O6450112.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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