CENTURY 21 Edge
$675,0004 bd3 ba2,352 sqft$287 /sqft≈$4,693 /mo all-in ↓

4099 W MALALUKA CIRCLE, CITRUS SPRINGS, FL, 34433

Active28 days on marketListed Oct 15, 2026MLS #O6450167

✦ New constructionSingle Family ResidenceCITRUS SPGS UNIT 22

About this home

4099 W MALALUKA CIRCLE

Under Construction. Discover the opportunity to own a stunning new 2,352 sq. ft. modern farmhouse by Brije Custom Homes in the desirable community of Citrus Springs. Thoughtfully designed for both everyday living and the Florida lifestyle, this beautiful 4-bedroom, 3-bath home features an open-concept floor plan, high-end finishes, and an impressive oversized garage plus a dedicated RV garage—perfect for your recreational vehicles, boat, workshop, or additional storage needs. The designer kitchen is the heart of the home, featuring quartz countertops, white shaker cabinetry, a large center island, and premium finishes that flow seamlessly into the spacious living and dining areas. Tile flooring throughout provides both style and easy maintenance, while the luxurious primary suite offers a freestanding soaking tub, oversized walk-in shower, dual vanities, and a generous walk-in closet. Enjoy Florida's beautiful weather from the covered rear lanai overlooking the backyard, with plenty of room to create your own outdoor retreat. Quality craftsmanship and thoughtful details are evident throughout this Brije Custom Homes design. Located in Citrus Springs, you'll be close to the area's many beautiful rivers, springs, boating, fishing, outdoor recreation, shopping, dining, and medical facilities, while still offering convenient access to Ocala and the Suncoast Parkway. Buyer and Buyers agent to verify all information.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,352

Sqft

1.12 ac

Lot size

2026

Year built

One

Levels

$287

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorHigh Ceilings · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionCement Siding
FoundationSlab
ViewTrees/Woods
FacesSouth
ExteriorIrrigation System

Community & fees

Taxes (2025)$386/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,693 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,248
PMI (est., until 20% equity)$253
Property tax — 2025 actual bill$32
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,500
Interest rate7.50%
Loan term

Estimated payment

$4,693/mo

Principal & interest$4,248
PMI (est., until 20% equity)$253
Property taxes (actual bill)$32
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $675K
$360KedgeAI estimate $416,401 · range $375K–$458K$702K

vs edgeAI estimate

+62.1%

$/sqft vs CITRUS SPGS UNIT 22

$287 vs $167

Days on market

28 vs 60 typical

Where $287/sqft sits among the 12 homes for sale in CITRUS SPGS UNIT 22

3
7
0
0
0
2 · this home
$132–160$160–187$187–215$215–242$242–270$270+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Citrus Springs

Get to know Citrus Springs. See the full Citrus Springs guide →

CITRUS SPRINGS 34433 — neighborhood snapshot

Population

8,411

Median age

45.9

Median income

$58,946

Median home value

$239,400

Avg household

2.66

Households w/ children

753

For the school run

Citrus County School District

ElementaryCitrus Springs Elementary School★★★★★
MiddleCitrus Springs Middle School★★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Citrus Springs market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$263K → $262K

Citrus Springs median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

6 of 12

CITRUS SPGS UNIT 22 have cut their price

Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2150% above the CITRUS SPRINGS 34433 median. See the full Citrus Springs market guide →

Paper trail

This home's history

Oct 15, 2026Listed at $675,000 · 28 days on market since
2026Built · CITRUS SPGS UNIT 22

Reality check

What actually sold near 4099 W MALALUKA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4380 W MALALUKA CIRCLESold · Dec ’25

$725,000

4380 W MALALUKA CIRCLE · same community

4 bd · 3 ba · 2,393 sqft · $303/sqft · 14 DOM

3889 W HAMPSHIRE BOULEVARDSold · Jul ’26

$530,000

3889 W HAMPSHIRE BOULEVARD · same community

4 bd · 3 ba · 2,405 sqft · $220/sqft · 40 DOM

6556 N PAVILION LOOPSold · Aug ’26

$279,990

6556 N PAVILION LOOP · same community

4 bd · 2 ba · 2,134 sqft · $131/sqft · 63 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4099 W MALALUKA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4099 W MALALUKA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4099 W MALALUKA CIRCLE FAQs

What would the monthly payment be for 4099 W MALALUKA CIRCLE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,693/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4099 W MALALUKA CIRCLE?+

The most recent tax bill on record (2025) was $386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4099 W MALALUKA CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Citrus Springs?+

At $675,000, this home is listed about 145% above the Citrus Springs median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4099 W MALALUKA CIRCLE?+

Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BRIJE REAL ESTATE LLC · Jennifer Mirabile. MLS #O6450167.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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4099 W Malaluka Circle, Citrus Springs, FL — for Sale