4926 GARDEN MOSS CIRCLE S, JACKSONVILLE, FL, 32257
Active22 days on marketListed Oct 15, 2026MLS #O6450179
About this home
4926 GARDEN MOSS CIRCLE S
Welcome to 4926 Garden Moss Circle S! This charming 3-bedroom, 2-bath home offers 1,289 square feet of comfortable living space with peaceful pond views and a wooded backdrop for added privacy. Enjoy the beauty of nature right in your own backyard! Major updates provide peace of mind, including a NEW ROOF (2025), HVAC (2024), gutters (2025), water heater (2025), and BRAND-NEW exterior paint! Inside, you'll find tile flooring throughout the main living areas, cozy carpet in the bedrooms, and a functional kitchen with laminate countertops. This home also comes with some fantastic extras! The washer, dryer, grill, workbench, shelving, and BOTH refrigerators convey with the property. An existing irrigation well and water softener are also included, although neither is currently connected. Step outside and unwind while enjoying the tranquil pond views and natural wooded surroundings. Whether you're sipping your morning coffee or relaxing after a long day, this backyard offers a peaceful retreat. With major improvements already completed, valuable extras included, and a beautiful natural setting, this home offers a wonderful opportunity to make it your own. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,289
Sqft
0.31 ac
Lot size
2
Garage
1990
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,591 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,591/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.7%
$/sqft vs Jacksonville actives
$240 vs $173
Days on market
22 vs 39 typical
Where $240/sqft sits among the 158 Jacksonville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mandarin Station-losco
Get to know Jacksonville. See the full Jacksonville guide →
Mandarin Station-losco — neighborhood snapshot
Population
12,028
Median age
40
Median income
$91,969
Median home value
$294,888
Avg household
3
Households w/ children
1,421
For the school run
Duval County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jacksonville market
$310K → $336K
Jacksonville median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
80 of 158
Jacksonville actives have cut their price
Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 4926 GARDEN MOSS CIRCLE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$350,000
5327 RACOON RIDGE COURT
3 bd · 2 ba · 1,551 sqft · $226/sqft · 72 DOM
Sold · May ’26$365,000
4980 GREENLAND HIDEAWAY DRIVE S
3 bd · 2 ba · 1,600 sqft · $228/sqft · 47 DOM
Sold · Sep ’26$474,900
12160 BANYAN TREE DRIVE
4 bd · 3 ba · 2,188 sqft · $217/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 4926 GARDEN MOSS CIRCLE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4926 GARDEN MOSS CIRCLE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4926 GARDEN MOSS CIRCLE S FAQs
What would the monthly payment be for 4926 GARDEN MOSS CIRCLE S?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,591/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4926 GARDEN MOSS CIRCLE S?+
The most recent tax bill on record (2025) was $1,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Jacksonville?+
At $310,000, this home is listed about 7% above the Jacksonville median of $289,990. The market section on this page shows how the area is trending.
Which schools are assigned to 4926 GARDEN MOSS CIRCLE S?+
Mandarin Oaks Elementary School (elementary), Mandarin High School (high), Mandarin Middle School (middle) — Duval County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DOGWOOD REALTY · Meshell Perry. MLS #O6450179.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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