CENTURY 21 Edge
$1,1951 bd1 ba496 sqft$2 /sqft≈$169 /mo all-in ↓

103 OYSTER BAY CIRCLE UNIT 200, ALTAMONTE SPRINGS, FL, 32701

Active1 days on marketListed Oct 15, 2026MLS #O6450289

✦ Priced 99% below the Altamonte Springs medianApartmentWATERSIDE AT CRANES ROOST A CONDO COMMUNITY

About this home

103 OYSTER BAY CIRCLE UNIT 200

1BED/1BATH 2nd floor condo in a great location just a short walk to Uptown Altamonte! The unit features plank flooring, screened balcony, walk-in closet and a built-in closet in the bedroom. Community pool, tennis courts, laundry and car wash station. Water and gas heat included with rent. Application Fee: $50 each adult (18+) **Full Credit/Skip/Eviction/Background check is done on all applicants. **Please have the following documents ready to attach as JPEG or PDF: Drivers License and (3) Pay Stubs Waterside at Cranes Roost - HOA application fee $100 /adult - Five to seven days for approval.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

496

Sqft

36.3 ac

Lot size

1980

Year built

One

Levels

$2

Per sqft

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryNone
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

ExteriorBalcony

Community & fees

PetsNo
CommunityPool · Tennis Court(s)

Utilities & systems

UtilitiesPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$169 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$7
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$1
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $42Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $42
Interest rate6.00%
Loan term

Estimated payment

$169/mo

Principal & interest$7
FHA mortgage insurance (est.)$1
Est. property taxes$1
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The numbers that matter

The Altamonte Springs market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$313K → $325K

Altamonte Springs median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the Altamonte Springs median. See the full Altamonte Springs market guide →

Paper trail

This home's history

Oct 15, 2026Listed at $1,195 · 1 days on market since
1980Built · WATERSIDE AT CRANES ROOST A CONDO COMMUNITY

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 103 OYSTER BAY CIRCLE UNIT 200 — start here.

CallText
nick@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 103 OYSTER BAY CIRCLE UNIT 200 — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

103 OYSTER BAY CIRCLE UNIT 200 FAQs

What would the monthly payment be for 103 OYSTER BAY CIRCLE UNIT 200?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $169/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 103 OYSTER BAY CIRCLE UNIT 200?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Altamonte Springs?+

At $1,195, this home is listed about 99% below the Altamonte Springs median of $199,000. The market section on this page shows how the area is trending.

Listing courtesy of PREMIER MANAGEMENT GROUP INC · Ken Warren. MLS #O6450289.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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103 OYSTER BAY CIRCLE UNIT 200, ALTAMONTE SPRINGS, FL — 1 Bed, 1 Bath — $1,195 | CENTURY 21 Edge