12131 AGANA STREET, ORLANDO, FL, 32837
Active9 days on marketListed Oct 29, 2026MLS #O6450510
About this home
12131 AGANA STREET
Motivated Seller! Welcome to this spacious and inviting 4-bedroom, 2.5-bathroom home in the desirable Pepper Mill community of Orlando! This property offers a functional open-concept layout with comfortable living spaces that flow seamlessly into the kitchen, making it ideal for everyday living and entertaining. The kitchen features granite countertops, ample cabinetry, and plenty of space for family gatherings. A brand-new roof adds extra peace of mind for the next owner. Enjoy the generously sized, private backyard, perfect for outdoor activities, weekend barbecues, or creating your own outdoor retreat. The property also features an attached two-car garage and offers the added benefit of NO HOA and NO CDD, providing flexibility and potential savings for homeowners. Conveniently located near shopping centers, supermarkets, restaurants, gas stations, gyms, and schools, with easy access to major highways, including I-4, SR-417, SR-528, and Florida’s Turnpike. Enjoy convenient access to the many attractions, employment centers, and amenities throughout Central Florida. Don’t miss this opportunity! The seller is motivated and welcomes offers. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,060
Sqft
0.17 ac
Lot size
1983
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,689 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,689/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs Orlando actives
$199 vs $244
Days on market
9 vs 57 typical
Where $199/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Peppermill Community
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Peppermill Community — neighborhood snapshot
Population
3,892
Median age
48
Median income
$89,264
Median home value
$104,362
Avg household
3
Households w/ children
405
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$405K → $385K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
188 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 108% above the ORLANDO 32837 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 12131 AGANA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$359,000
12123 AGANA STREET · same community
3 bd · 2 ba · 1,422 sqft · $252/sqft · 22 DOM
Sold · May ’26$373,500
12003 SULA STREET · same community
3 bd · 2 ba · 1,340 sqft · $279/sqft · 41 DOM
Sold · Jul ’26$440,000
12507 NEWFIELD DRIVE
4 bd · 2.5 ba · 2,005 sqft · $219/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12131 AGANA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12131 AGANA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12131 AGANA STREET FAQs
What would the monthly payment be for 12131 AGANA STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,689/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12131 AGANA STREET?+
The most recent tax bill on record (2025) was $6,395. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Orlando?+
At $410,000, this home is listed about 8% above the Orlando median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12131 AGANA STREET?+
John Young Elementary (elementary), Freedom Middle (middle), Freedom High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Carolina Perez. MLS #O6450510.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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