2110 E 97TH AVENUE, TAMPA, FL, 33612
Active5 days on marketListed Nov 1, 2026MLS #O6450724
About this home
2110 E 97TH AVENUE
Virtually Staged. Welcome home to this charming, beautifully updated Tampa gem offering 4 bedrooms and 3 full baths (which includes a LEGAL private 1/1 in-law suite) and all the flexibility you could ever ask for! Step inside to find a bright layout where major updates are already checked off your list, including a brand-new 2024 roof and 2024 AC, for complete peace of mind. Down the main bedroom hallway, you’ll find three comfortable bedrooms and a clean, updated full bath. The third bedroom offers clever versatility, featuring an interior door connecting through to the suite that locks securely from the inside, making it an ideal quiet home office, creative space, or nursery. Tucked just past the laundry area is a convenient second full bath, perfectly situated for guests when hosting gatherings. The attached 1/1 mother-in-law suite is a game changer, complete with its own kitchenette, full bathroom, and a private exterior entrance accessed right through a side gate along the fence line. It's truly move-in ready for multi-generational living, long-term guests, or independent rental living without interrupting the main home. Out back, your private fenced retreat awaits. Enjoy sweet Florida living under mature, producing fruit trees, an expansive concrete patio, perfect for weekend BBQs, and unwinding with friends and family during those crisp, cooler Florida evenings. Plus, you’ll love the huge detached backyard storage building with tons of room for lawn equipment, hobbies, or tools. All of this conveniently located just minutes from Busch Blvd, 56th St, USF, shopping, dining, and easy highway access. Come see this home, or your new investment property, today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,234
Sqft
0.15 ac
Lot size
1963
Year built
One
Levels
$296
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,154 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,154/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.3%
$/sqft vs TAMPA OVERLOOK
$296 vs $260
Days on market
5 vs 55 typical
Where $296/sqft sits among the 15 homes for sale in TAMPA OVERLOOK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33612 — neighborhood snapshot
Population
49,899
Median age
34.2
Median income
$43,919
Median home value
$249,600
Avg household
2.57
Households w/ children
5,850
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$410K → $425K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
10 of 15
TAMPA OVERLOOK have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the TAMPA 33612 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2110 E 97TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$350,000
1812 E 99TH AVENUE · same community
3 bd · 2 ba · 1,212 sqft · $289/sqft · 140 DOM
Sold · Feb ’26$335,000
10202 N 16TH STREET · same community
3 bd · 2 ba · 1,200 sqft · $279/sqft · 50 DOM
Sold · Dec ’25$288,700
1607 E POINSETTIA AVENUE · same community
3 bd · 2 ba · 1,200 sqft · $241/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2110 E 97TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2110 E 97TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2110 E 97TH AVENUE FAQs
What would the monthly payment be for 2110 E 97TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,154/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2110 E 97TH AVENUE?+
The most recent tax bill on record (2025) was $3,922. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $365,000, this home is listed about 15% below the Tampa median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2110 E 97TH AVENUE?+
Forest Hills Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Wharton High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Husain Jaffer. MLS #O6450724.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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