813 N ATLANTIC AVENUE, NEW SMYRNA BEACH, FL, 32169
Active19 days on marketListed Oct 19, 2026MLS #O6451026
About this home
813 N ATLANTIC AVENUE
Bring your clothes to this move in ready 3 bedroom, 2 bathroom 1949 Oceanfront Cottage on North Beach steps to the sand. You can sunbathe on the pavered patio, bike, surf or take walks to Flagler Avenue where you can indulge in shopping, dining and entertainment. You will love spending your days and nights sipping your coffee or cocktails on the balcony with completely unobstructed views of the ocean. Enjoy the sunrises from the Master Bedroom and patio. Enjoy the hot tub while enjoying the costal vibe. Totally furnished including linens, cookware and appliances. One month minimum rental.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,654
Sqft
0.17 ac
Lot size
1949
Year built
One
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$208 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$208/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$4 vs $364
Days on market
19 vs 80 typical
Where $4/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Central Beach — neighborhood snapshot
Population
1,913
Median age
63
Median income
$94,941
Median home value
$577,555
Avg household
2
Households w/ children
96%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$438K → $478K
New Smyrna Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
217 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 813 N ATLANTIC AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$880,000
218 KIRKLAND ROAD · same community
2 bd · 2.5 ba · 1,616 sqft · $545/sqft · 181 DOM
Sold · May ’26$862,500
315 CRAWFORD ROAD · same community
3 bd · 2 ba · 1,392 sqft · $620/sqft · 18 DOM
Sold · Jan ’26$945,000
206 KIRKLAND ROAD · same community
4 bd · 3 ba · 1,940 sqft · $487/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 813 N ATLANTIC AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 813 N ATLANTIC AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
813 N ATLANTIC AVENUE FAQs
What would the monthly payment be for 813 N ATLANTIC AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $208/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 813 N ATLANTIC AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $5,800, this home is listed about 99% below the New Smyrna Beach median of $549,700. The market section on this page shows how the area is trending.
Which schools are assigned to 813 N ATLANTIC AVENUE?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NEW SMYRNA BEACH 32169 market on paper
$5,800 is 99% below the NEW SMYRNA BEACH 32169 median of $599,000, and at $4/sqft it sits under the New Smyrna Beach average of $434.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $6,300, now $5,800 — a $500 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Amy White. MLS #O6451026.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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