3422 MONARCH WAY, GREEN COVE SPRINGS, FL, 32043
Active18 days on marketListed Oct 19, 2026MLS #O6451100
About this home
3422 MONARCH WAY
Pre-Construction. To be built. Discover the Miramar at Oakwood Estates, a premier new-home community in Green Cove Springs featuring quality construction, modern smart home technology, and oversized cul-de-sac homesites. The Miramar showcases an open-concept design with 9’4” ceilings, a deluxe interior trim package, and a distinctive stone exterior accent. The spacious Great Room features triple sliding glass doors leading to a covered lanai, while the kitchen impresses with quartz countertops, a large center island, soft-close cabinetry, stainless steel appliances, and a generous pantry. The private primary suite includes a walk-in closet and an en-suite bath with an oversized tiled shower, separate tub, and linen closet. Three additional bedrooms, including one with a private bath, provide versatile space, complemented by a secondary bathroom with a tile shower and tub combination and a centrally located laundry room. Smart Home features include a Kwikset Keyless Door Entry, Honeywell Thermostat, and Deako Switches. A two-car garage, architectural shingles, insulated low-emissivity windows, landscaping, front and rear irrigation, and a full builder warranty complete the home. Oakwood Estates features flexible multi-generational floor plans, a community playground, pavilions, and green spaces. Located near the First Coast Expressway, the community also provides commuting options and access to boating and fishing opportunities at Black Creek and in Jacksonville. Schedule your private tour of the Miramar at Oakwood Estates today! We can’t wait to welcome you home!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,151
Sqft
0.17 ac
Lot size
2
Garage
2027
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,025 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,383/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.8%
$/sqft vs OAKWOOD ESTATES
$181 vs $100
Days on market
18 vs 46 typical
Where $181/sqft sits among the 20 homes for sale in OAKWOOD ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Green Cove Springs
Get to know Green Cove Springs. See the full Green Cove Springs guide →
GREEN COVE SPRINGS 32043 — neighborhood snapshot
Population
34,562
Median age
40.2
Median income
$84,145
Median home value
$337,900
Avg household
2.61
Households w/ children
4,407
For the school run
Clay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Green Cove Springs market
$430K → $390K
Green Cove Springs median sold, yr/yr
98.9%
Sale-to-list ratio (12 mo)
12 of 20
OAKWOOD ESTATES have cut their price
Median sold price, Green Cove Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the GREEN COVE SPRINGS 32043 median. See the full Green Cove Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 3422 MONARCH WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$422,500
3395 MONARCH WAY · same community
3 bd · 2 ba · 1,987 sqft · $213/sqft · 15 DOM
Sold · Jan ’26$360,000
3820 TEAKWOOD CIRCLE · same community
3 bd · 2 ba · 1,568 sqft · $230/sqft · 4 DOM
Sold · Apr ’26$124,500
4204 CEDARWOOD STREET · same community
2 bd · 2 ba · 1,496 sqft · $83/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3422 MONARCH WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3422 MONARCH WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3422 MONARCH WAY FAQs
What would the monthly payment be for 3422 MONARCH WAY?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,025/mo — principal and interest, estimated property taxes, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3422 MONARCH WAY?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3422 MONARCH WAY?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3422 MONARCH WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Green Cove Springs?+
At $389,900, this home is listed about 7% below the Green Cove Springs median of $419,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3422 MONARCH WAY?+
Rideout Elementary School (elementary), Lake Asbury Junior High School (middle), Clay High School (high) — Clay County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEW HOME STAR FLORIDA LLC · Bridgette Hoyt. MLS #O6451100.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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