CENTURY 21 Edge
$849,000≈$5,832 /mo all-in ↓

18057 NW 190TH ROAD, OKEECHOBEE, FL, 34972

Active16 days on marketListed Oct 21, 2026MLS #O6451597

BASSINGER

About this home

18057 NW 190TH ROAD

Discover 40 acres of high-and-dry land in the Bassinger area of Okeechobee, located in a desirable rural neighborhood.Buildable lot allows for several accessory buildings. Featuring two wells and plenty of open space, this property is an excellent opportunity for cattle, country living, or your future homestead. Create your ideal setting with room for a single-family home, barns, workshops, and multiple accessory buildings, subject to zoning and county approvals. Enjoy the privacy and flexibility of acreage living with space for livestock, equipment, and outdoor activities. Buyer to verify acreage, zoning, permitted uses, building requirements, well condition.

Facts & features

The home at a glance

40 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$137/yr

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,832 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$5,343
PMI (est., until 20% equity)$318
Property tax — 2025 actual bill$11
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,900Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

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Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,900
Interest rate7.50%
Loan term

Estimated payment

$5,832/mo

Principal & interest$5,343
PMI (est., until 20% equity)$318
Property taxes (actual bill)$11
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Okeechobee

Get to know Okeechobee. See the full Okeechobee guide →

OKEECHOBEE 34972 — neighborhood snapshot

Population

20,066

Median age

37.9

Median income

$61,040

Median home value

$220,000

Avg household

2.77

Households w/ children

2,548

The numbers that matter

The Okeechobee market

Seller’s marketBalanced — 6.4 months of inventoryBuyer’s market

$166K → $262K

Okeechobee median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1601% above the OKEECHOBEE 34972 median. See the full Okeechobee market guide →

Paper trail

This home's history

Oct 21, 2026Listed at $849,000 · 16 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 18057 NW 190TH ROAD — start here.

CallText
donna.layton@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18057 NW 190TH ROAD — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

18057 NW 190TH ROAD FAQs

What would the monthly payment be for 18057 NW 190TH ROAD?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,832/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18057 NW 190TH ROAD?+

The most recent tax bill on record (2025) was $137. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Okeechobee?+

At $849,000, this home is listed about 195% above the Okeechobee median of $287,450. The market section on this page shows how the area is trending.

Keep looking

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Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6451597.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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