4270 INDIAN RIVER DRIVE, COCOA, FL, 32927
Active16 days on marketListed Oct 21, 2026MLS #O6451732
About this home
4270 INDIAN RIVER DRIVE
Waterfront of the River! Where breathtaking riverfront views meet the ultimate Florida boating lifestyle. Ideally situated directly on the beautiful big River, this exceptional 4-bedroom, 4-bathroom waterfront home offers the rare opportunity to enjoy boating, fishing, and spectacular sunrises right from your own backyard. The private boat dock and boat lift make getting out on the water convenient and effortless. Freshly painted inside and out, the home welcomes you with enhanced curb appeal, lush landscaping, and a bright, refreshed interior. Step outside to enjoy the sparkling swimming pool, gather around the inviting fire pit, or relax in the expansive screened-in Florida room while taking in the peaceful waterfront surroundings. Whether entertaining guests or enjoying a quiet morning by the river, the outdoor spaces are designed to embrace Florida living at its finest. Inside, the open-concept kitchen anchors the home's inviting living spaces, offering a wonderful setting for everyday living and entertaining. With four bedrooms and four bathrooms, the home provides plenty of room for family and guests. Enjoy the best of direct waterfront living with your own private boat dock and boat lift, beautiful river views, a swimming pool, and inviting outdoor entertaining areas. Freshly painted inside and out and ready for its next owner, this exceptional Indian River property is a must-see for anyone dreaming of the Florida waterfront lifestyle!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,220
Sqft
0.16 ac
Lot size
2
Garage
1983
Year built
Two
Levels
$435
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,504 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,504/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.5%
$/sqft vs Cocoa actives
$435 vs $204
Days on market
16 vs 60 typical
Where $435/sqft sits among the 75 Cocoa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orange Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cocoa. See the full Cocoa guide →
Orange Park — neighborhood snapshot
Population
112
Median age
44
Median income
$53,516
Median home value
$225,000
Avg household
3
Households w/ children
13%
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa market
$314K → $295K
Cocoa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
35 of 75
Cocoa actives have cut their price
Median sold price, Cocoa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 381% above the COCOA 32927 median. See the full Cocoa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4270 INDIAN RIVER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,200,000
4270 INDIAN RIVER DRIVE · same community
4 bd · 3 ba · 2,920 sqft · $411/sqft · 0 DOM
Sold · Mar ’26$1,050,000
2441 WEBBER STREET · same community
4 bd · 3.5 ba · 2,726 sqft · $385/sqft · 169 DOM
Sold · Jun ’26$759,000
726 ELLWOOD AVENUE · same community
3 bd · 2.5 ba · 2,133 sqft · $356/sqft · 167 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4270 INDIAN RIVER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4270 INDIAN RIVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4270 INDIAN RIVER DRIVE FAQs
What would the monthly payment be for 4270 INDIAN RIVER DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $10,504/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4270 INDIAN RIVER DRIVE?+
The most recent tax bill on record (2026) was $12,106. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4270 INDIAN RIVER DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cocoa?+
At $1,400,000, this home is listed about 367% above the Cocoa median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4270 INDIAN RIVER DRIVE?+
Fairglen Elementary School (elementary), Cocoa High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RC GROUP REALTY LLC · Erika Gao. MLS #O6451732.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Cocoa homes, in your inbox
Like 4270 INDIAN RIVER DRIVE but not quite? A daily digest of every new listing in Cocoa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Anthony to ping you on any price or status change →