
297 JOY HAVEN AVENUE NW, PALM BAY, FL, 32907
Active2 days on marketListed Oct 22, 2026MLS #O6451921
About this home
297 JOY HAVEN AVENUE NW
Spacious 4-Bedroom Home for Rent in Palm Bay, FL Welcome to this beautiful Palm Bay home offering a spacious layout, modern touches, and comfortable living spaces perfect for your next home! Featuring 4 bedrooms and 2 full bathrooms, this property boasts an open floor plan that creates a seamless flow between the living and dining areas, providing an inviting atmosphere for everyday living and entertaining. The kitchen is a standout feature, showcasing solid wood cabinets, elegant stone countertops, and included appliances, combining style and functionality. The primary bedroom features a walk-in closet, while the additional bedrooms have built-in closets, providing convenient storage throughout the home. Enjoy the convenience of an attached 2-car garage and a thoughtfully designed layout that offers plenty of room to relax and make yourself at home. Ideally located in Palm Bay, this property offers convenient access to major roads and nearby schools, making daily commutes and school drop-offs easier. Don't miss the opportunity to make this spacious and inviting home your next rental! *This property is professionally managed. A Resident Benefits Package is required for $45.00 monthly in addition to the monthly rent. The package includes pest control, air filter delivery, resident rewards, identity protection, utility setup assistance, credit-building services, and additional benefits.*
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,724
Sqft
0.26 ac
Lot size
2
Garage
2023
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT MALABAR UNIT 14
$1 vs $203
Days on market
2 vs 58 typical
Where $1/sqft sits among the 8 homes for sale in PORT MALABAR UNIT 14
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32907 — neighborhood snapshot
Population
48,352
Median age
44.5
Median income
$71,827
Median home value
$253,700
Avg household
2.9
Households w/ children
5,037
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $330K
Palm Bay median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
4 of 8
PORT MALABAR UNIT 14 have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM BAY 32907 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 297 JOY HAVEN AVENUE NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$354,000
419 CAROLINA AVENUE NW · same community
3 bd · 2 ba · 1,845 sqft · $192/sqft · 0 DOM
Sold · Nov ’25$299,000
1658 JUPITER BOULEVARD NW · same community
3 bd · 2 ba · 1,884 sqft · $159/sqft · 28 DOM
Sold · Mar ’26$279,000
421 NW HELICON AVENUE NW · same community
3 bd · 2 ba · 1,535 sqft · $182/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 297 JOY HAVEN AVENUE NW — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 297 JOY HAVEN AVENUE NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
297 JOY HAVEN AVENUE NW FAQs
What would the monthly payment be for 297 JOY HAVEN AVENUE NW?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 297 JOY HAVEN AVENUE NW?+
The listing reports pets: Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $2,050, this home is listed about 99% below the Palm Bay median of $320,990. The market section on this page shows how the area is trending.
Which schools are assigned to 297 JOY HAVEN AVENUE NW?+
Heritage High School (high), Jupiter Elementary School (elementary), Central Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WRA BUSINESS & REAL ESTATE · Umberto Da Cunha Neto. MLS #O6451921.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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