CENTURY 21 Edge
✦ Short-Term Rental Eligible
$275,0003 bd2 ba1,542 sqft$178 /sqft≈$2,565 /mo all-in ↓

124 HIGH VISTA DRIVE, DAVENPORT, FL, 33837

Active14 days on marketListed Oct 24, 2026MLS #O6451957

✦ Priced 13% below the DAVENPORT 33837 medianSingle Family ResidenceRIDGEWOOD LAKES VILLAGE

About this home

124 HIGH VISTA DRIVE

Welcome to this beautifully maintained 3-bedroom, 2-bath, 1,542 sq ft home located in one of Central Florida’s most desirable 55+ communities. Offering comfortable, low-maintenance living, this home features a bright, open layout, spacious bedrooms, and a peaceful outdoor setting perfect for morning coffee or evening relaxation. Major updates include a newer roof and A/C, both replaced within the past four years, a hot water heater replaced in 2024, and a whole-home water treatment system, providing added peace of mind. Residents enjoy an impressive lineup of amenities, including a resort-style pool, tennis courts, pickleball, and golf cart-friendly pathways throughout the neighborhood. The community is also connected to a beautiful golf course, making it ideal for active adults who enjoy recreation, convenience, and a vibrant social lifestyle. Experience the perfect blend of comfort, community, and Florida living!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,542

Sqft

0.12 ac

Lot size

1996

Year built

One

Levels

$178

Per sqft

Negotiable55+ communityPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Primary Bedroom Main Floor · Solid Surface Counters
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorIrrigation System

Community & fees

HOA fee$230/mo
Taxes (2026)$1,983/yr
PetsYes
CommunityBBQ Area · Clubhouse · Dog Park · Gated Community - Guard · Golf Carts OK · Golf · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Public · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,565 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,888
FHA mortgage insurance (est.)$122
Property tax — 2026 actual bill$165
HOA fee — from the listing$230
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate7.50%
Loan term

Estimated payment

$2,565/mo

Principal & interest$1,888
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$165
HOA / condo fee$230
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$239KedgeAI estimate $259,003 · range $249K–$278K$289K

vs edgeAI estimate

+6.2%

$/sqft vs Davenport actives

$178 vs $185

Days on market

14 vs 73 typical

Where $178/sqft sits among the 400 Davenport actives

63
101
92 · this home
80
36
28
$139–159$159–178$178–197$197–216$216–236$236+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Ridgewood Lakes Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityRidgewood Lakes Village
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,200/mo median

MarketDavenport
Annual gross at median$26,400
Gross yield on this price9.6%
Homes for rent right now593

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Ridgewood Lakes Village

Drive times from this address

Walt Disney World≈ 29 min
Universal Orlando≈ 39 min
Downtown Orlando≈ 45 min
Orlando Int’l Airport (MCO)≈ 50 min
Downtown Tampa≈ 68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Ridgewood Lakes Village is a short-term-rental community. See the full guide →

Ridgewood Lakes Village — neighborhood snapshot

Population

3,254

Median age

54

Median income

$72,667

Median home value

$363,220

Avg household

3

Households w/ children

330

For the school run

Polk County School District

ElementaryHorizons Elementary School★★★★★
HighRidge Community High School★★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketBalanced — 6.7 months of inventoryBuyer’s market

$343K → $347K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

193 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

Oct 24, 2026Listed at $275,000 · 14 days on market since
1996Built · RIDGEWOOD LAKES VILLAGE

Reality check

What actually sold near 124 HIGH VISTA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

733 CITRUS RESERVE BOULEVARDSold · Apr ’26

$308,000

733 CITRUS RESERVE BOULEVARD

3 bd · 2 ba · 1,560 sqft · $197/sqft · 268 DOM

1139 POMELO STREETSold · May ’26

$305,000

1139 POMELO STREET

3 bd · 2 ba · 1,560 sqft · $196/sqft · 48 DOM

452 BUCHANNAN DRIVESold · Apr ’26

$295,000

452 BUCHANNAN DRIVE

3 bd · 2 ba · 1,521 sqft · $194/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 124 HIGH VISTA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 124 HIGH VISTA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

124 HIGH VISTA DRIVE FAQs

What would the monthly payment be for 124 HIGH VISTA DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,565/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 124 HIGH VISTA DRIVE?+

The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 124 HIGH VISTA DRIVE?+

The most recent tax bill on record (2026) was $1,983. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 124 HIGH VISTA DRIVE be rented short-term?+

Yes — this home sits inside Ridgewood Lakes Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 124 HIGH VISTA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $275,000, this home is listed about 29% below the Davenport median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 124 HIGH VISTA DRIVE?+

Horizons Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LAKESIDE REALTY WINDERMERE INC · Nicholas Leloudis. MLS #O6451957.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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124 High Vista Drive, Davenport, FL — 3 Bed 2 Bath for Sale