CENTURY 21 Edge
$269,9004 bd2.5 ba1,708 sqft$158 /sqft≈$2,158 /mo all-in ↓

8680 N CREEK WAY, CITRUS SPRINGS, FL, 34434

Active17 days on marketListed Oct 26, 2026MLS #O6452051

✦ New constructionSingle Family ResidenceCITRUS SPRINGS UNIT 04

About this home

8680 N CREEK WAY

Seller Offering $5,000 Closing Costs to Buyers NO HOA / NO CDD - NEW CONSTRUCTION - 4 BEDROOMS 2.5 BATHROOMS - FULL APPLIANCE PACKAGE - MOVE IN READY This 2,336 sq. ft. under roof house have a welcoming open concept floor plan with modern finishes. INCLUDED UPGRADES such as: FULL appliances package including WASHER AND DRYER, Master Bathroom with a sleek SHOWER DOOR, QUARTZ Countertop throughout the house, Garage Door Opner, vaulted ceiling / solid wood soft close cabinets in the kitchen / solid wood vanity in the bathrooms / dual sink in the master bathrooms / walk in master shower / Walk in master closet / Luxury vinyl plank flooring throughout the house / tiled bathroom floors / tiled floor to ceiling in the showers / high ceilings / luxury handles / 2 car garage / covered lanai / the windows are energy efficient. Additional features include a 2-10 HOME WARRANTY. Don't miss this opportunity—schedule your showing today! Some Pictures may refer to the Model Home. Get 1% of the loan amount as a credit towards closing costs or buydown rate using preferred lender

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,708

Sqft

0.23 ac

Lot size

2026

Year built

One

Levels

$158

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Open Floorplan
LaundryNone
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesNorth
ExteriorOther

Community & fees

Taxes (2025)$304/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,158 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,853
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$25
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,447Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,447
Interest rate7.50%
Loan term

Estimated payment

$2,158/mo

Principal & interest$1,853
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$25
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $270K
$241KedgeAI estimate $258,780 · range $251K–$267K$281K

vs edgeAI estimate

+4.3%

$/sqft vs Citrus Springs actives

$158 vs $167

Days on market

17 vs 60 typical

Where $158/sqft sits among the 260 Citrus Springs actives

32
71 · this home
54
54
29
20
$143–153$153–162$162–172$172–182$182–191$191+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Citrus Springs

Get to know Citrus Springs. See the full Citrus Springs guide →

CITRUS SPRINGS 34434 — neighborhood snapshot

Population

11,074

Median age

44.8

Median income

$68,939

Median home value

$238,400

Avg household

2.62

Households w/ children

1,370

For the school run

Citrus County School District

MiddleCitrus Springs Middle School★★★★★
ElementaryCentral Ridge Elementary School★★★★★
HighCitrus High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Citrus Springs market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$263K → $262K

Citrus Springs median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

108 of 260

Citrus Springs actives have cut their price

Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 803% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →

Paper trail

This home's history

Oct 26, 2026Listed at $269,900 · 17 days on market since
2026Built · CITRUS SPRINGS UNIT 04

Reality check

What actually sold near 8680 N CREEK WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8827 N MENDOZA WAYSold · Apr ’26

$280,900

8827 N MENDOZA WAY · same community

4 bd · 2.5 ba · 1,687 sqft · $167/sqft · 177 DOM

8838 N TRAVIS DRIVESold · May ’26

$270,000

8838 N TRAVIS DRIVE · same community

4 bd · 2 ba · 1,774 sqft · $152/sqft · 339 DOM

2051 W SNOWY EGRET PLACESold · Nov ’25

$280,000

2051 W SNOWY EGRET PLACE · same community

4 bd · 2 ba · 1,774 sqft · $158/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8680 N CREEK WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8680 N CREEK WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8680 N CREEK WAY FAQs

What would the monthly payment be for 8680 N CREEK WAY?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,158/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8680 N CREEK WAY?+

The most recent tax bill on record (2025) was $304. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8680 N CREEK WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Citrus Springs?+

At $269,900, this home is listed about 2% below the Citrus Springs median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8680 N CREEK WAY?+

Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDA REALTY INVESTMENTS · Karla Cintra. MLS #O6452051.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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8680 N Creek Way, Citrus Springs, FL — 4 Bed 2.5 Bath for Sale