475 CANAL POINT N UNIT 1140, DELRAY BEACH, FL, 33444
Active10 days on marketListed Oct 28, 2026MLS #O6452163
About this home
475 CANAL POINT N UNIT 1140
Welcome to your waterfront retreat in the heart of Delray Beach! Nestled within the gated community of The Point at Delray, this spacious corner-unit townhome offers 2 bedrooms, 2.5 bathrooms, and 1,558 square feet of living space with peaceful canal views. The inviting interior features a beautifully appointed kitchen with granite countertops and stainless steel appliances, while the generous living area offers custom built-ins and a wet bar, perfect for entertaining or relaxing at home. Upstairs, you'll find two spacious primary suites, each featuring walk-in closets, along with a versatile den ideal for a home office, reading nook, or additional flex space. Enjoy the convenience of upstairs laundry and a covered outdoor patio overlooking the tranquil waterway. An added bonus is the property's two assigned parking spaces, complete with electrical wiring already in place for the future installation of an electric vehicle (EV) charging station. Residents enjoy access to community amenities, including a swimming pool and tennis courts. Ideally situated just minutes from Downtown Delray Beach, Atlantic Avenue, beautiful beaches, shopping, dining, and I-95, this property offers an exceptional combination of comfort, convenience, and coastal living. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this Delray Beach gem is ready to welcome you home!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,558
Sqft
0.25 ac
Lot size
1981
Year built
Two
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,832 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,832/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Delray Beach
Get to know Delray Beach. See the full Delray Beach guide →
DELRAY BEACH 33444 — neighborhood snapshot
Population
22,737
Median age
41.3
Median income
$72,925
Median home value
$464,100
Avg household
2.52
Households w/ children
2,017
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$190K → $353K
Delray Beach median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 475 CANAL POINT N UNIT 1140
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$264,000
3122 SE 20TH TER UNIT 25b2
2 bd · 2 ba · 1,342 sqft · $197/sqft · 0 DOM
Sold · Dec ’25$295,000
2905 SW 22ND CIRCLE UNIT 40A
2 bd · 2.5 ba · 1,236 sqft · $239/sqft · 12 DOM
Sold · Feb ’26$339,900
2046 ALTA MEADOWS LANE UNIT 1907
2 bd · 2 ba · 1,175 sqft · $289/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 475 CANAL POINT N UNIT 1140 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 475 CANAL POINT N UNIT 1140 — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
475 CANAL POINT N UNIT 1140 FAQs
What would the monthly payment be for 475 CANAL POINT N UNIT 1140?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,832/mo — principal and interest, the actual property-tax bill, the $885/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 475 CANAL POINT N UNIT 1140?+
The association fee works out to $885 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 475 CANAL POINT N UNIT 1140?+
The most recent tax bill on record (2026) was $4,081. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 475 CANAL POINT N UNIT 1140?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $334,900, this home is listed about 12% above the Delray Beach median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 475 CANAL POINT N UNIT 1140?+
Pine Grove Elementary School (elementary), Carver Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $885/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Pine Grove Elementary School, Carver Middle School, Boca Raton Community High School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BALDWIN PARK REALTY LLC · Erica Diltz. MLS #O6452163.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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