3859 SANIBEL STREET, CLERMONT, FL, 34711
Active12 days on marketListed Oct 26, 2026MLS #O6452468
About this home
3859 SANIBEL STREET
Welcome to 3859 Sanibel Street! Discover comfort, space, and resort-style living in this beautifully maintained home with no rear neighbors in the desirable Heritage Hills 55+ gated community in Clermont, Florida. Built in 2014, this popular Monroe II model offers 3 bedrooms, 3 full bathrooms, a private office with French doors, a three-car garage with overhead storage racks, and 2,554 sq. ft. of living space. The open floor plan combines the kitchen, family room, and breakfast nook, complemented by a formal living and dining room combination and two primary suites, ideal for guests or multigenerational living. Recent improvements include freshly painted interior and exterior walls, updated foyer and dining room lighting, a freshly painted garage floor, professional cleaning, and a pressure-washed driveway. Step inside and you'll immediately appreciate the welcoming atmosphere and spacious foyer which leads to a guest bedroom near a full bathroom. Continue down the hallway to discover the versatile private office, complete with French doors. Whether you work from home, enjoy hobbies, or simply need a quiet space to unwind, this room offers endless possibilities. The formal living and dining room combination provides an inviting space for gatherings and special occasions. The kitchen features granite countertops, stainless steel appliances, a breakfast bar, pendant lighting, and a pantry. The adjoining breakfast nook overlooks the natural light-filled living space. The family room opens through sliding glass doors to the extended, screened-in lanai with an awning, perfect for relaxing or entertaining. The private primary suite features two oversized walk-in closets and an en-suite bathroom with dual sinks, upgraded faucets, a stone countertop, and a large walk-in shower with several handrails. The second primary suite includes its own private bathroom, offering comfort and privacy for guests. Additional features include tile flooring in the main living areas, luxury vinyl flooring in all bedrooms, and ceiling fans in all bedrooms, the family room, office, and lanai. Enjoy an excellent location within the community! Situated in the Tripoli subdivision, the home offers convenient access to the main entrance and Hancock Road, as well as the impressive 19,000-square-foot clubhouse. Heritage Hills offers 24-hour manned gated security, a fitness center, resort-style pool and spa, tennis and pickleball courts, bocce ball, shuffleboard, walking trails, and a variety of social activities and community events. The HOA assessment currently includes lawn maintenance, Spectrum cable and high-speed internet, exterior maintenance, and reserves for exterior painting on a six-year cycle. Buyers should verify current HOA fees, services, and inclusions. Conveniently located near shopping, restaurants, medical facilities, major roadways, Downtown Clermont, lakes, Lake Louisa State Park, the Florida Citrus Tower, and Lakeridge Winery. Golf enthusiats will appreciate the proximity to at least 4 major golf properties. Orlando, Walt Disney World, and Orlando International Airport are also within convenient driving distance. Enjoy a spacious, well-maintained home, a private outdoor retreat, and the active adult lifestyle that makes Heritage Hills so desirable. Don't let this opportunity pass you by!! Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,554
Sqft
0.21 ac
Lot size
3
Garage
2014
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,321 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,321/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.9%
$/sqft vs Clermont actives
$174 vs $230
Days on market
12 vs 56 typical
Where $174/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
Heritage Hills — neighborhood snapshot
Population
3,548
Median age
50
Median income
$119,970
Median home value
$442,800
Avg household
3
Households w/ children
374
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$441K → $450K
Clermont median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
215 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 3859 SANIBEL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$517,000
3791 SANIBEL STREET · same community
3 bd · 3 ba · 2,615 sqft · $198/sqft · 143 DOM
Sold · Mar ’26$485,000
3856 SANIBEL STREET · same community
3 bd · 2 ba · 2,109 sqft · $230/sqft · 23 DOM
Sold · Oct ’26$535,000
4767 CRAGMERE LOOP
4 bd · 3 ba · 2,546 sqft · $210/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3859 SANIBEL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3859 SANIBEL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3859 SANIBEL STREET FAQs
What would the monthly payment be for 3859 SANIBEL STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,321/mo — principal and interest, the actual property-tax bill, the $524/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3859 SANIBEL STREET?+
The association fee works out to $524 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3859 SANIBEL STREET?+
The most recent tax bill on record (2026) was $4,626. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3859 SANIBEL STREET?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $445,000, this home is listed about 1% below the Clermont median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3859 SANIBEL STREET?+
Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RUBIO REALTY INVESTMENTS LLC · David Rodriguez. MLS #O6452468.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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