CENTURY 21 Edge
✦ Short-Term Rental Eligible
$540,0006 bd6.5 ba2,934 sqft$184 /sqft≈$5,410 /mo all-in ↓

211 MACAULAYS COVE, HAINES CITY, FL, 33844

Active9 days on marketListed Oct 29, 2026MLS #O6452597

WaterfrontPrivate poolFully furnishedSingle Family ResidenceBALMORAL ESTATES

About this home

211 MACAULAYS COVE

Some of the best moments happen when there's nowhere else you need to be. Imagine waking up to the soft morning light reflecting across a peaceful lake. The coffee is brewing, the house is quiet, and just beyond your back door, your private swimming pool is waiting. No reservations to make. No schedule to follow. Just another beautiful Florida morning, and the freedom to enjoy it however you choose. Nestled within the gated Balmoral Resort community in Haines City, this impressive TWO-STORY, 6-BEDROOM, 6.5-BATHROOM residence offers a combination of spacious living, resort-style amenities, and a picturesque LAKEFRONT SETTING. Whether you're searching for a vacation retreat, primary residence, or investment opportunity, this home offers a setting where everyday moments can become lasting memories. Step inside and discover a welcoming open-concept design that brings people together. The spacious living area, filled with natural light, flows into the dining space and kitchen, creating an inviting atmosphere for shared meals, celebrations, and conversations that continue long after dinner. Large windows and sliding glass doors draw your attention toward the water views, reminding you that one of the home's most appealing features is waiting just outside. And that's where the story gets even better. Step onto the screened lanai and discover your own PRIVATE SWIMMING POOL overlooking the lake. Imagine a refreshing morning swim, a leisurely afternoon soaking up the Florida sunshine, or a peaceful evening watching the colors of the sky change over the water. With the lake providing a natural backdrop, this outdoor retreat is more than an extension of the home. It's a place to slow down, reconnect, and enjoy the moments that matter. With six generously sized bedrooms and six full bathrooms plus a half bath, the two-story layout offers plenty of room for guests to spread out and enjoy their own space. Whether hosting a reunion, welcoming visitors for an extended stay, or enjoying the flexibility of additional bedrooms, the home provides comfort and versatility for a variety of lifestyles. Beyond your front door, Balmoral Resort adds another chapter to the experience. This gated community offers a resort-style water park, swimming areas, clubhouse, fitness center, restaurant and bar, and recreational spaces designed for relaxation and entertainment. Spend the day enjoying the community amenities, or venture out to explore Central Florida's renowned theme parks, golf courses, shopping, dining, and attractions. With LEGOLAND Florida nearby and the greater Orlando attractions within convenient reach, adventure is always an option. For buyers considering a vacation property or investment, the home's spacious accommodations, private pool, lakefront setting, and location within a resort community create an appealing combination. Any intended rental use should be confirmed against current community rules and applicable requirements. Of course, the most memorable part of owning a home like this may have nothing to do with the attractions nearby. It might be the quiet mornings, the laughter drifting in from the pool, or the evenings spent watching the sun disappear beyond the lake. Because sometimes the best part of a vacation isn't where you go. It's finding a place you never want to leave. Schedule your private showing and discover the next chapter waiting at Balmoral Resort.

Facts & features

The home at a glance

6

Bedrooms

6.5

Bathrooms

2,934

Sqft

0.24 ac

Lot size

2020

Year built

Two

Levels

$184

Per sqft

Private poolWaterfrontPool & Water viewFurnishedPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Smart Thermostat · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ExteriorLighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$686/mo
Taxes (2025)$7,409/yr
PetsYes

Utilities & systems

UtilitiesPublic · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,410 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,707
FHA mortgage insurance (est.)$239
Property tax — 2025 actual bill$617
HOA fee — from the listing$686
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,900Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,900
Interest rate7.50%
Loan term

Estimated payment

$5,410/mo

Principal & interest$3,707
FHA mortgage insurance (est.)$239
Property taxes (actual bill)$617
HOA / condo fee$686
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $540K
$463KedgeAI estimate $510,950 · range $482K–$526K$562K

vs edgeAI estimate

+5.7%

$/sqft vs BALMORAL ESTATES

$184 vs $171

Days on market

9 vs 55 typical

Where $184/sqft sits among the 14 homes for sale in BALMORAL ESTATES

2
2
3
3
0 · this home
4
$136–147$147–158$158–168$168–179$179–190$190+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Balmoral, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityBalmoral
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,085/mo median

MarketHaines City
Annual gross at median$25,020
Gross yield on this price4.6%
Homes for rent right now171

Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Balmoral

Drive times from this address

Walt Disney World≈ 31 min
Universal Orlando≈ 41 min
Downtown Orlando≈ 48 min
Orlando Int’l Airport (MCO)≈ 52 min
Downtown Tampa≈ 69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Balmoral is a short-term-rental community. See the full guide →

HAINES CITY 33844 — neighborhood snapshot

Population

51,255

Median age

39.4

Median income

$63,650

Median home value

$256,300

Avg household

2.86

Households w/ children

5,829

For the school run

Polk County School District

ElementaryHorizons Elementary School★★★★★
HighHaines City Senior High School★★★★★
MiddleLake Alfred Polytech Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Haines City market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$315K → $313K

Haines City median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

6 of 14

BALMORAL ESTATES have cut their price

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 96% above the HAINES CITY 33844 median. See the full Haines City market guide →

Paper trail

This home's history

Oct 29, 2026Listed at $540,000 · 9 days on market since
2020Built · BALMORAL ESTATES

Reality check

What actually sold near 211 MACAULAYS COVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

202 KENNY BOULEVARDSold · Dec ’25

$409,000

202 KENNY BOULEVARD · same community

6 bd · 6.5 ba · 2,934 sqft · $139/sqft · 67 DOM

197 MACAULAYS COVESold · Dec ’25

$375,000

197 MACAULAYS COVE · same community

6 bd · 6.5 ba · 2,919 sqft · $128/sqft · 20 DOM

193 MACAULAY S COVESold · May ’26

$334,990

193 MACAULAY S COVE · same community

4 bd · 4.5 ba · 3,238 sqft · $103/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 211 MACAULAYS COVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 211 MACAULAYS COVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

211 MACAULAYS COVE FAQs

What would the monthly payment be for 211 MACAULAYS COVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $5,410/mo — principal and interest, the actual property-tax bill, the $686/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 211 MACAULAYS COVE?+

The association fee works out to $686 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 211 MACAULAYS COVE?+

The most recent tax bill on record (2025) was $7,409. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 211 MACAULAYS COVE be rented short-term?+

Yes — this home sits inside Balmoral, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 211 MACAULAYS COVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Haines City?+

At $540,000, this home is listed about 80% above the Haines City median of $300,000. The market section on this page shows how the area is trending.

Which schools are assigned to 211 MACAULAYS COVE?+

Horizons Elementary School (elementary), Haines City Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$540,000 runs 96% above the HAINES CITY 33844 median — but at 2,934 sqft it's also 65% larger than the typical Haines City listing.

02Zoned for nightly rentals

Balmoral is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

04Know the monthly fee

The association fee is $686/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of REAL BROKER, LLC · Nick Carroll. MLS #O6452597.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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