2043 KEY BAY TRAIL, KISSIMMEE, FL, 34747
Active13 days on marketListed Oct 25, 2026MLS #O6452617
About this home
2043 KEY BAY TRAIL
Welcome to the Four Seasons of Orlando in Kissimmee, Fl. The Four Seasons has a 24 hour guard on premises and we are located within Mystic Dunes Golf Course. This is a "Sandpiper" Villa featuring two bedrooms plus an office with French Doors. The entire Villa has luxury vinyl flooring and French Doors to the screened in Lanai. The primary bedroom is large with a private luxury bathroom. The second bedroom is on the other side of the Villa with a full bath. The Four Seasons is entwined within Mystic Dunes Golf Course which we have an access road to the Restaurant and they give a discount to our residents. The clubhouse is booming with activities every week and there are so many clubs to join. We love living at the Four Seasons, a friendly active community. You can own this home furnished with a full price contract.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,557
Sqft
0.1 ac
Lot size
2
Garage
2023
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,008 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,008/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
$/sqft vs Kissimmee actives
$231 vs $205
Days on market
13 vs 74 typical
Where $231/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Seasons, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Mystic Dunes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Seasons is a short-term-rental community. See the full guide →
Mystic Dunes — neighborhood snapshot
Population
216
Median age
51
Median income
$80,574
Median home value
$345,500
Avg household
2
Households w/ children
10%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$355K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
185 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2043 KEY BAY TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$295,000
2031 KEY BAY TRAIL · same community
2 bd · 2 ba · 1,557 sqft · $189/sqft · 78 DOM
Sold · Aug ’26$365,000
1998 KEY BAY TRAIL UNIT 524 · same community
2 bd · 2 ba · 1,583 sqft · $231/sqft · 180 DOM
Sold · Nov ’25$335,000
1671 KEY BAY TRAIL
2 bd · 2 ba · 1,557 sqft · $215/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2043 KEY BAY TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2043 KEY BAY TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2043 KEY BAY TRAIL FAQs
What would the monthly payment be for 2043 KEY BAY TRAIL?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,008/mo — principal and interest, the actual property-tax bill, the $480/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2043 KEY BAY TRAIL?+
The association fee works out to $480 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2043 KEY BAY TRAIL?+
The most recent tax bill on record (2025) was $8,849. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2043 KEY BAY TRAIL be rented short-term?+
Yes — this home sits inside Seasons, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2043 KEY BAY TRAIL?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $360,000, this home is listed about 4% below the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2043 KEY BAY TRAIL?+
Celebration High School (high), Westside K-8 School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of VIVA ORLANDO REALTY INC. · Susan Rinaldi. MLS #O6452617.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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