3204 NE 104TH AVENUE, SILVER SPRINGS, FL, 34488
Active5 days on marketListed Nov 2, 2026MLS #O6452939
About this home
3204 NE 104TH AVENUE
Opportunity to own a vacant residential lot at 3204 NE 104th Ave in Silver Springs, located within Town Park at The Wilderness RV Park Estates. The property offers approximately 0.082 acres, or 3,570 sq ft, with estimated dimensions of roughly 39 feet of frontage by 89 feet of depth. The property is identified as a residential vacant lot and is zoned PRV, which the property report describes as Travel Trailer Park-Private. It is also located in Flood Zone X according to the available property data. Buyers should independently verify zoning, permitted uses, utilities, lot dimensions, community restrictions, and any development requirements with Marion County or the applicable governing authority.
Facts & features
The home at a glance
0.08 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,122 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,122/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,447
Median age
48.9
Median income
$43,438
Median home value
$90,300
Avg household
2.24
Households w/ children
1,187
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$120K → $132K
Silver Springs median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 3204 NE 104TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$90,000
3146 NE 103RD AVENUE · same community
1 bd · 1 ba · 485 sqft · $186/sqft · 717 DOM
Sold · Mar ’26$132,000
3100 NE 104TH TERRACE · same community
1 bd · 1 ba · 504 sqft · $262/sqft · 29 DOM
Sold · Dec ’25$85,000
11570 NE 19TH STREET
2 bd · 2 ba · 1,050 sqft · $81/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3204 NE 104TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3204 NE 104TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3204 NE 104TH AVENUE FAQs
What would the monthly payment be for 3204 NE 104TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,122/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3204 NE 104TH AVENUE?+
The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3204 NE 104TH AVENUE?+
The most recent tax bill on record (2025) was $750. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3204 NE 104TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Silver Springs?+
At $90,000, this home is listed about 54% below the Silver Springs median of $194,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3204 NE 104TH AVENUE?+
Ocala Springs Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Tyler Gibson LLC. MLS #O6452939.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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