441 N FERN CREEK AVENUE, ORLANDO, FL, 32803
Active10 days on marketListed Oct 28, 2026MLS #O6453422
About this home
441 N FERN CREEK AVENUE
Prime Downtown Orlando Duplex — Turnkey, Updated, and Ideally Positioned for Strong Rental Performance. Located seconds from Mills/50 and minutes to downtown, this well-maintained duplex offers the location and upgrades investors look for. Both units are 1-bed/1-bath layouts—high-demand floor plans in Orlando’s urban core—and each unit features its own private fenced backyard, a rare amenity that boosts retention and rentability. Major system updates include a 2019 re-roof, 2019 re-plumb, upgraded electric service and panels, and HVAC systems from 2011 and 2023, reducing near-term capital expenses. One unit has been beautifully renovated and is ready to command premium rent; the second unit provides flexibility for steady income or future value-add improvements. Tenants enjoy unbeatable proximity to AdventHealth, Orlando Health, Lake Eola, Colonialtown, Creative Village, and the full Mills/50 dining and nightlife scene. High walkability, strong rental demand, and low vacancy rates make this an excellent addition to any portfolio.
Facts & features
The home at a glance
2
Bedrooms
1,366
Sqft
0.17 ac
Lot size
1949
Year built
One
Levels
$348
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,214 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,214/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$348 vs $242
Days on market
10 vs 57 typical
Where $348/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Colonialtown South
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Colonialtown South — neighborhood snapshot
Population
1,469
Median age
39
Median income
$71,750
Median home value
$468,000
Avg household
2
Households w/ children
142
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$405K → $385K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
189 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the ORLANDO 32803 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 441 N FERN CREEK AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$345,000
3874 SYLVAN DRIVE · same community
3 bd · 2 ba · 1,589 sqft · $217/sqft · 88 DOM
Sold · Nov ’25$380,000
376 BROOKSHIRE AVENUE · same community
3 bd · 2 ba · 1,589 sqft · $239/sqft · 115 DOM
Sold · Dec ’25$290,000
189 BROOKSHIRE DRIVE · same community
4 bd · 2 ba · 1,754 sqft · $165/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 441 N FERN CREEK AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 441 N FERN CREEK AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
441 N FERN CREEK AVENUE FAQs
What would the monthly payment be for 441 N FERN CREEK AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,214/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 441 N FERN CREEK AVENUE?+
The most recent tax bill on record (2025) was $6,991. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 441 N FERN CREEK AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $475,000, this home is listed about 23% above the Orlando median of $384,990. The market section on this page shows how the area is trending.
Which schools are assigned to 441 N FERN CREEK AVENUE?+
Hillcrest Elementary (elementary), Lake Como School (elementary), Edgewater High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OLDE TOWN BROKERS INC · Steven Schiffer. MLS #O6453422.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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