CENTURY 21 Edge
✦ Short-Term Rental Eligible
$589,9007 bd5 ba3,524 sqft$167 /sqft≈$5,095 /mo all-in ↓

1520 MOON VALLEY DRIVE, DAVENPORT, FL, 33896

Active8 days on marketListed Oct 30, 2026MLS #O6453459

Private poolFully furnishedSingle Family ResidenceSTONEYBROOK SOUTH PH 1 REP OF TRACTS C1 & H1

About this home

1520 MOON VALLEY DRIVE

YOUR NEXT CHAMPIONS GATE INVESTMENT OPPORTUNITY AWAITS! Welcome to 1520 Moon Valley Drive, a fully furnished, 7-bedroom, 5-bathroom vacation retreat offering 3,524 square feet of living space in the highly desirable Retreat at ChampionsGate. Featuring Lennar's popular Luau floor plan, this property comfortably accommodates up to 15 guests and presents an exciting VALUE-ADD OPPORTUNITY for investors looking to elevate the guest experience and maximize the property's rental potential. Designed for entertaining and accommodating large groups, the spacious open-concept floor plan offers a beautifully appointed kitchen with rich espresso cabinetry, granite countertops, stainless steel appliances, breakfast bar seating, and pendant lighting. The kitchen flows seamlessly into the family room, while a separate formal dining area provides generous seating for gathering around the table. Two primary suites, one upstairs and one downstairs, offer flexible accommodations, while three themed bedroomsincluding Avengers, Mickey, and Princess-inspired retreatsbring an extra touch of Disney-area vacation magic. ENTERTAINMENT IS ALREADY BUILT IN! An upgraded, AIR-CONDITIONED GARAGE GAME ROOM features integrated LED lighting, a pool table, foosball, arcade games, and an Xbox gaming station. Upstairs, a movie-themed media loft provides a second living area with a large flat-screen television, creating plenty of space for guests to spread out and unwind. Step outside to your PRIVATE SCREENED POOL AND SPA, surrounded by an expansive paver pool deck, comfortable sun loungers, and a covered lanai with outdoor dining and grilling space. With NO REAR NEIGHBORS, this inviting outdoor retreat offers additional privacy for guests enjoying the Florida sunshine. The home's Mediterranean-inspired tile roof and attractive exterior complete its classic Florida resort appeal. THE RESORT EXPERIENCE EXTENDS WELL BEYOND YOUR FRONT DOOR! Located within the 24-hour manned gated Retreat at ChampionsGate, owners and guests enjoy access to an exceptional collection of resort amenities, including BOTH THE OASIS CLUB AND THE RETREAT CLUB. Enjoy waterparks with thrilling slides, a lazy river, splash zones, resort-style pools, mini golf, restaurants and bars, a movie theater, arcade, fitness center, tennis and volleyball courts, and more. The Oasis Clubhouse and waterpark are conveniently located within walking distance. Ideally situated near Walt Disney World, Universal Orlando, SeaWorld, championship golf, shopping, dining, and major Central Florida attractions, ChampionsGate continues to appeal to vacationers seeking the complete Orlando resort experience. HOA services include gated security, cable, internet, lawn maintenance, trash service, and access to designated resort amenities. FULLY FURNISHED. RESORT AMENITIES. ROOM TO REIMAGINE. Whether you're seeking an established vacation rental, a personal Florida getaway, or an investment property with opportunities for strategic enhancements, 1520 Moon Valley Drive offers a compelling combination of location, space, entertainment, and future potential. Bring your vision and discover what this ChampionsGate property could become, book your private showing today!

Facts & features

The home at a glance

7

Bedrooms

5

Bathrooms

3,524

Sqft

0.14 ac

Lot size

2

Garage

2014

Year built

Two

Levels

$167

Per sqft

Private poolFurnishedPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesNorth
ExteriorIrrigation System · Lighting · Outdoor Grill · Sidewalk · Sliding Doors

Community & fees

HOA fee$158/mo
Taxes (2025)$10,125/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Playground · Pool · Restaurant · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,095 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$3,712
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$844
HOA fee — from the listing$158
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,990Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,990
Interest rate7.50%
Loan term

Estimated payment

$5,095/mo

Principal & interest$3,712
PMI (est., until 20% equity)$221
Property taxes (actual bill)$844
HOA / condo fee$158
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $590K
$420KedgeAI estimate $457,989 · range $437K–$479K$613K

vs edgeAI estimate

+28.8%

$/sqft vs STONEYBROOK SOUTH PH 1 REP OF TRACTS C1 & H1

$167 vs $173

Days on market

8 vs 73 typical

Where $167/sqft sits among the 17 homes for sale in STONEYBROOK SOUTH PH 1 REP OF TRACTS C1 & H1

7
5 · this home
2
2
0
1
$149–165$165–181$181–196$196–212$212–227$227+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Champions Gate, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityChampions Gate
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,200/mo median

MarketDavenport
Annual gross at median$26,400
Gross yield on this price4.5%
Homes for rent right now593

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Champions Gate

Drive times from this address

Walt Disney World≈ 21 min
Universal Orlando≈ 31 min
Downtown Orlando≈ 37 min
Orlando Int’l Airport (MCO)≈ 42 min
Downtown Tampa≈ 64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Champions Gate is a short-term-rental community. See the full guide →

Champions Gate — neighborhood snapshot

Population

2,586

Median age

36

Median income

$102,740

Median home value

$424,800

Avg household

3

Households w/ children

330

For the school run

Osceola County School District

ElementaryWestside K-8 School★★★★★
HighPoinciana High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketBalanced — 6.7 months of inventoryBuyer’s market

$343K → $347K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

11 of 17

STONEYBROOK SOUTH PH 1 REP OF TRACTS C1 & H1 have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% above the DAVENPORT 33896 median. See the full Davenport market guide →

Paper trail

This home's history

Oct 30, 2026Listed at $589,900 · 8 days on market since
2014Built · STONEYBROOK SOUTH PH 1 REP OF TRACTS C1 & H1

Reality check

What actually sold near 1520 MOON VALLEY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1427 THUNDERBIRD ROADSold · Feb ’26

$540,000

1427 THUNDERBIRD ROAD · same community

6 bd · 6 ba · 3,339 sqft · $162/sqft · 13 DOM

1420 THUNDERBIRD ROADSold · Feb ’26

$760,000

1420 THUNDERBIRD ROAD · same community

8 bd · 5 ba · 3,909 sqft · $194/sqft · 0 DOM

1429 WEXFORD WAYSold · Dec ’25

$605,000

1429 WEXFORD WAY · same community

9 bd · 5 ba · 3,909 sqft · $155/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derrion White

Your agent

Derrion White

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1520 MOON VALLEY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1520 MOON VALLEY DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1520 MOON VALLEY DRIVE FAQs

What would the monthly payment be for 1520 MOON VALLEY DRIVE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,095/mo — principal and interest, the actual property-tax bill, the $158/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1520 MOON VALLEY DRIVE?+

The association fee works out to $158 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1520 MOON VALLEY DRIVE?+

The most recent tax bill on record (2025) was $10,125. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1520 MOON VALLEY DRIVE be rented short-term?+

Yes — this home sits inside Champions Gate, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1520 MOON VALLEY DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $589,900, this home is listed about 53% above the Davenport median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1520 MOON VALLEY DRIVE?+

Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$589,900 runs 62% above the DAVENPORT 33896 median — but at 3,524 sqft it's also nearly twice the size of the typical Davenport listing.

02Zoned for nightly rentals

Champions Gate is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

Listing courtesy of PALM CIRCLE REALTY · Erin Underkofler Kilpatrick, PA. MLS #O6453459.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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