CENTURY 21 Edge
$500,0003 bd2.5 ba2,184 sqft$229 /sqft≈$4,486 /mo all-in ↓

4002 SILK OAK LN, MINNEOLA, FL, 34715

Active9 days on marketListed Oct 29, 2026MLS #O6453661

Single Family ResidenceRESERVE AT MINNEOLA PHASE 3B

About this home

4002 SILK OAK LN

Welcome to The Reserve at Minneola, where comfort, style, and thoughtful upgrades come together in this beautifully maintained, single-story home situated on an OVERSIZED CORNER LOT WITH A FULLY FENCED BACKYARD! Offering 3 spacious bedrooms, 2 full bathrooms, an additional half bath, and a versatile den, this home features an open, inviting floor plan designed for both everyday living and entertaining. At the heart of the home is the UPGRADED CHEF'S KITCHEN, featuring beautiful cabinetry, stone countertops, and plenty of space to prepare meals and gather with family and friends. The spacious primary suite includes a desirable 6-foot builder extension, providing an oversized retreat with room to relax and unwind. Another standout feature is the extended dining room, a valuable builder upgrade that creates additional space for entertaining or casual dining. The flexible den offers endless possibilities as a home office, hobby room, or potential fourth bedroom. Step outside to discover one of this home's most appealing features: AN EXTENDED SCREENED-IN LANAI OVERLOOKING THE SPACIOUS, FULLY FENCED BACKYARD. Whether enjoying your morning coffee, hosting weekend gatherings, or simply relaxing outdoors, this inviting space is sure to become a favorite. Even better, the lanai offers electrical and plumbing accessibility, providing an excellent opportunity to create your own outdoor kitchen and entertaining area! Additional highlights include a brand-new HVAC system installed in 2026, a recently installed high-quality water conditioning system, walk-in closets, and the convenience of a separate guest half bath. Residents of The Reserve at Minneola also enjoy access to community amenities, including a resort-style swimming pool and clubhouse. With its oversized corner homesite, desirable builder extensions, upgraded kitchen, and exceptional indoor-outdoor living spaces, this home offers features that truly set it apart. Come experience everything this wonderful property has to offer and see why it could be the perfect place to call home!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,184

Sqft

0.2 ac

Lot size

2

Garage

2017

Year built

One

Levels

$229

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Primary Bedroom Main Floor · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
FacesSoutheast
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$78/mo
Taxes (2025)$7,132/yr
PetsYes
CommunityClubhouse · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,486 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,433
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$594
HOA fee — from the listing$78
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,500
Interest rate7.50%
Loan term

Estimated payment

$4,486/mo

Principal & interest$3,433
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$594
HOA / condo fee$78
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$418KedgeAI estimate $467,037 · range $435K–$501K$522K

vs edgeAI estimate

+7.1%

$/sqft vs Minneola actives

$229 vs $227

Days on market

9 vs 43 typical

Where $229/sqft sits among the 113 Minneola actives

31
36 · this home
21
9
6
10
$175–205$205–235$235–264$264–294$294–324$324+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Minneola

Drive times from this address

Downtown Orlando≈ 28 min
Universal Orlando≈ 31 min
Walt Disney World≈ 39 min
Orlando Int’l Airport (MCO)≈ 42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Minneola. See the full Minneola guide →

MINNEOLA 34715 — neighborhood snapshot

Population

26,810

Median age

39.7

Median income

$105,262

Median home value

$437,800

Avg household

2.97

Households w/ children

3,258

For the school run

Lake County School District

ElementaryGrassy Lake Elementary School★★★★★
HighLake Minneola High School★★★★★
MiddleEast Ridge Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Minneola market

Seller’s marketSeller’s market — 2.5 months of inventoryBuyer’s market

$523K → $485K

Minneola median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

68 of 113

Minneola actives have cut their price

Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% above the MINNEOLA 34715 median. See the full Minneola market guide →

Paper trail

This home's history

Oct 29, 2026Listed at $500,000 · 9 days on market since
2017Built · RESERVE AT MINNEOLA PHASE 3B

Reality check

What actually sold near 4002 SILK OAK LN

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

808 HIGH POINTE CIRCLESold · Nov ’25

$429,000

808 HIGH POINTE CIRCLE

4 bd · 3 ba · 2,250 sqft · $191/sqft · 15 DOM

905 CUMBERLAND CIRCLESold · Nov ’25

$490,000

905 CUMBERLAND CIRCLE

4 bd · 2 ba · 2,261 sqft · $217/sqft · 11 DOM

800 HATTERAS AVENUESold · Nov ’25

$400,000

800 HATTERAS AVENUE

3 bd · 2 ba · 2,105 sqft · $190/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 4002 SILK OAK LN — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4002 SILK OAK LN — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4002 SILK OAK LN FAQs

What would the monthly payment be for 4002 SILK OAK LN?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,486/mo — principal and interest, the actual property-tax bill, the $78/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4002 SILK OAK LN?+

The association fee works out to $78 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4002 SILK OAK LN?+

The most recent tax bill on record (2025) was $7,132. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4002 SILK OAK LN?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Minneola?+

At $500,000, this home is priced right at the Minneola median.

Which schools are assigned to 4002 SILK OAK LN?+

Grassy Lake Elementary School (elementary), Lake Minneola High School (high), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MARKET CONNECT REALTY LLC · Corey Smallman. MLS #O6453661.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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