CENTURY 21 Edge
$269,0002 bd2 ba1,044 sqft$258 /sqft≈$2,575 /mo all-in ↓

646 GOLDEN SUNSHINE CIRCLE, ORLANDO, FL, 32807

Active6 days on marketListed Oct 31, 2026MLS #O6453729

✦ Priced 4% below the ORLANDO 32807 median1/2 DuplexFLORIDA VILLAS

About this home

646 GOLDEN SUNSHINE CIRCLE

Welcome home to this beautifully maintained 2 bedroom, 2 bathroom townhouse-style half duplex, featuring brand new flooring throughout the first floor and plush new carpet upstairs! Pride of ownership shines throughout this inviting home, offering a thoughtfully designed floor plan with two spacious primary suites, one conveniently located on each level. The updated kitchen features beautiful granite countertops, newer cabinetry, updated appliances, and plenty of counter and storage space, along with a cozy eat-in area. Just off the kitchen, the open living and dining area flows seamlessly to the covered, screened-in porch, perfect for relaxing or entertaining. The first floor primary suite offers direct access to the private, fully fenced backyard, complete with pavers and plenty of space to enjoy the outdoors. Upstairs, you'll find the second spacious primary suite with brand-new carpeting. Ideally located in East Orlando, this home offers convenient access to major highways, Orlando International Airport, shopping, dining, hospitals, and Central Florida's popular attractions. Move-in ready and beautifully maintained, this is one you won't want to miss!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,044

Sqft

0.08 ac

Lot size

1985

Year built

Two

Levels

$258

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · High Ceilings
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesEast
ParkingDriveway
ExteriorSliding Doors

Community & fees

HOA fee$69/mo
Taxes (2026)$4,563/yr
PetsYes
CommunityPlayground · Pool

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,575 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,847
FHA mortgage insurance (est.)$119
Property tax — 2026 actual bill$380
HOA fee — from the listing$69
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,415Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,415
Interest rate7.50%
Loan term

Estimated payment

$2,575/mo

Principal & interest$1,847
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$380
HOA / condo fee$69
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $269K
$244KedgeAI estimate $264,844 · range $254K–$273K$284K

vs edgeAI estimate

+1.6%

$/sqft vs Orlando actives

$258 vs $242

Days on market

6 vs 57 typical

Where $258/sqft sits among the 400 Orlando actives

86
104
110 · this home
41
25
34
$141–190$190–240$240–289$289–338$338–387$387+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Florida Villas

Drive times from this address

Downtown Orlando≈ 9 min
Orlando Int’l Airport (MCO)≈ 19 min
Universal Orlando≈ 22 min
Walt Disney World≈ 34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Florida Villas — neighborhood snapshot

Population

560

Median age

41

Median income

$98,309

Median home value

$258,900

Avg household

3

Households w/ children

84%

For the school run

Orange County School District

HighColonial High★★★★★
ElementaryAzalea Park Elementary★★★★★
MiddleRoberto Clemente Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$405K → $385K

Orlando median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

191 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the ORLANDO 32807 median. See the full Orlando market guide →

Paper trail

This home's history

Oct 31, 2026Listed at $269,000 · 6 days on market since
1985Built · FLORIDA VILLAS

Reality check

What actually sold near 646 GOLDEN SUNSHINE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

732 GOLDEN SUNSHINE CIRCLESold · Feb ’26

$259,900

732 GOLDEN SUNSHINE CIRCLE · same community

3 bd · 2 ba · 1,025 sqft · $254/sqft · 5 DOM

694 GOLDEN SUNSHINE CIRCLESold · Feb ’26

$230,000

694 GOLDEN SUNSHINE CIRCLE · same community

2 bd · 2 ba · 1,023 sqft · $225/sqft · 151 DOM

706 GOLDEN SUNSHINE CIRCLESold · Mar ’26

$262,000

706 GOLDEN SUNSHINE CIRCLE · same community

2 bd · 2 ba · 963 sqft · $272/sqft · 173 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 646 GOLDEN SUNSHINE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 646 GOLDEN SUNSHINE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

646 GOLDEN SUNSHINE CIRCLE FAQs

What would the monthly payment be for 646 GOLDEN SUNSHINE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,575/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 646 GOLDEN SUNSHINE CIRCLE?+

The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 646 GOLDEN SUNSHINE CIRCLE?+

The most recent tax bill on record (2026) was $4,563. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 646 GOLDEN SUNSHINE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $269,000, this home is listed about 30% below the Orlando median of $384,990. The market section on this page shows how the area is trending.

Which schools are assigned to 646 GOLDEN SUNSHINE CIRCLE?+

Colonial High (high), Azalea Park Elementary (elementary), Roberto Clemente Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ALL REAL ESTATE & INVESTMENTS · Katie Hoevenaar. MLS #O6453729.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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