728 BIANCA DRIVE NE, PALM BAY, FL, 32905
Active7 days on marketListed Oct 30, 2026MLS #O6454015
About this home
728 BIANCA DRIVE NE
Virtually Staged. Timeless charm meets modern comfort in this beautifully updated 3-bedroom, 2-bath mid-century bungalow! Move-in ready and full of character, this inviting home features new luxury vinyl plank flooring, fresh interior paint, and a large picture window that fills the living room with natural light. The beautifully updated kitchen boasts custom cabinetry with convenient pull-out shelving, quartz countertops, stainless steel appliances, and a spacious pantry. Two bedrooms share a Jack-and-Jill bathroom, while both bathrooms feature custom cabinetry and elegant quartz vanities. New carpeting adds comfort to all three bedrooms. Enjoy Florida living year-round on the expansive enclosed porch featuring screened sliding windows overlooking the fully fenced backyard and storage shed. A charming private side garden provides the perfect retreat for morning coffee or quiet relaxation. Additional highlights include an oversized laundry room with built-in shelving and abundant storage, storm shutters, and a convenient side-entry garage. Blending classic character with thoughtful modern updates, this delightful home is ready to welcome its next owner!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,394
Sqft
0.17 ac
Lot size
1
Garage
1968
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,299 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,299/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.7%
$/sqft vs Palm Bay actives
$197 vs $185
Days on market
7 vs 58 typical
Where $197/sqft sits among the 157 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Malabar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
Port Malabar — neighborhood snapshot
Population
4,078
Median age
53
Median income
$58,647
Median home value
$222,467
Avg household
2
Households w/ children
226
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$305K → $331K
Palm Bay median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
87 of 157
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the PALM BAY 32905 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 728 BIANCA DRIVE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$265,000
871 LAMPLIGHTER DRIVE NW · same community
3 bd · 2 ba · 1,394 sqft · $190/sqft · 85 DOM
Sold · Apr ’26$205,000
275 AWIN CIRCLE SE · same community
3 bd · 2 ba · 1,343 sqft · $153/sqft · 105 DOM
Sold · Nov ’25$245,000
1830 MACKLIN STREET NW · same community
3 bd · 2 ba · 1,476 sqft · $166/sqft · 185 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 728 BIANCA DRIVE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 728 BIANCA DRIVE NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
728 BIANCA DRIVE NE FAQs
What would the monthly payment be for 728 BIANCA DRIVE NE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,299/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 728 BIANCA DRIVE NE?+
The most recent tax bill on record (2025) was $1,636. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 728 BIANCA DRIVE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $274,000, this home is listed about 14% below the Palm Bay median of $319,900. The market section on this page shows how the area is trending.
Which schools are assigned to 728 BIANCA DRIVE NE?+
Palm Bay Elementary School (elementary), Palm Bay Magnet Senior High School (high), Stone Magnet Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Christine Landrau. MLS #O6454015.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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