642 E AMELIA STREET, ORLANDO, FL, 32803
Active0 days on marketListed Nov 6, 2026MLS #O6454065
About this home
642 E AMELIA STREET
RARE OPPORTUNITY IN THE HISTORIC LAKE EOLA HEIGHTS DISTRICT! COMPLETELY RENOVATED 1930 COLONIAL HOME WITH FULLY PERMITTED IMPROVEMENTS, HISTORIC DISTRICT APPROVAL, AND POTENTIAL RENTAL INCOME! Discover the perfect combination of HISTORIC CHARM, MODERN COMFORT, AND INVESTMENT POTENTIAL in one of Downtown Orlando's most distinctive neighborhoods. This beautifully restored residence has undergone an EXTENSIVE RENOVATION WITH ALL REQUIRED PERMITS AND HISTORIC DISTRICT APPROVALS, preserving its original architectural character while incorporating modern upgrades. Improvements include ALL-NEW ELECTRICAL WIRING AND ELECTRICAL PANEL, NEW ROOF, NEW WINDOWS, NEW FLOORING IN KITCHEN, BATHROOMS AND LAUNDRY, FRESH PAINT, NEW LIGHT FIXTURES, AND NEW FAUCETS. The property features FOUR SEPARATE A/C SYSTEMS: TWO BRAND-NEW CENTRAL A/C UNITS WITH NEW AIR RETURNS SERVING THE MAIN HOUSE, a SEPARATE CENTRAL A/C SYSTEM for the upstairs apartment, and a DEDICATED MINI-SPLIT A/C SYSTEM for the ground-floor studio. The MAIN HOUSE features 3 BEDROOMS AND 2.5 BATHROOMS, a beautifully REMODELED OPEN-CONCEPT KITCHEN, and LUXURIOUS BATHROOMS REFRESHED IN 2025. The result is a MOVE-IN READY HISTORIC HOME combining timeless architectural charm with modern comfort. WHAT TRULY SETS THIS PROPERTY APART IS THE DETACHED ACCESSORY BUILDING, FEATURING TWO ADDITIONAL LIVING SPACES! The UPPER LEVEL includes a FULLY EQUIPPED 1-BEDROOM, 1-BATH APARTMENT with its own kitchen, living room, and laundry area, with estimated rental potential of approximately $1,800 PER MONTH. The GROUND LEVEL features a PRIVATE STUDIO WITH A FULL BATHROOM AND CLOSET, converted from the former third garage bay. This versatile space is ideal for guests, a home office, or potential additional rental income estimated at $1,500 PER MONTH. Together, these spaces represent UP TO $3,300 IN POTENTIAL MONTHLY RENTAL INCOME, subject to applicable rental regulations and approvals. SEPARATE OUC UTILITY METERS provide additional convenience. Additional highlights include a 2-CAR ENCLOSED GARAGE, a PRIVATE IRRIGATION WELL that helps maintain the landscaping without using metered municipal water for irrigation, and a NEW MATCHING 10' x 10' LOCKABLE STORAGE SHED. ALL APPLIANCES ARE BRAND NEW, INCLUDING WASHERS AND DRYERS, AND ARE INCLUDED IN THE SALE. Situated on a 7,479-SQUARE-FOOT LOT in the desirable HISTORIC LAKE EOLA HEIGHTS NEIGHBORHOOD, this exceptional property enjoys a PRIME LOCATION JUST MINUTES FROM LAKE EOLA PARK AND THE HEART OF DOWNTOWN ORLANDO. A nearby YMCA, THE MILK DISTRICT, DR. PHILLIPS PERFORMING ARTS CENTER and the wide variety of RESTAURANTS, CAFÉS, AND DINING OPTIONS ALONG COLONIAL DRIVE add to the convenience and appeal of this vibrant neighborhood. Whether you're looking for a BEAUTIFULLY RESTORED HISTORIC RESIDENCE, FLEXIBLE MULTIGENERATIONAL LIVING, OR AN INVESTMENT OPPORTUNITY WITH ADDITIONAL INCOME POTENTIAL, this property combines CHARACTER, MODERN UPGRADES, AND AN EXCELLENT LOCATION. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
2,364
Sqft
0.17 ac
Lot size
3
Garage
1930
Year built
Two
Levels
$528
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,464 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,464/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.3%
Days on market
0 vs 57 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Eola Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Lake Eola Heights — neighborhood snapshot
Population
1,964
Median age
38
Median income
$38,421
Median home value
$497,732
Avg household
2
Households w/ children
145
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$405K → $385K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 178% above the ORLANDO 32803 median. See the full Orlando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 642 E AMELIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 642 E AMELIA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
642 E AMELIA STREET FAQs
What would the monthly payment be for 642 E AMELIA STREET?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $9,464/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 642 E AMELIA STREET?+
The most recent tax bill on record (2026) was $11,711. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 642 E AMELIA STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $1,249,000, this home is listed about 224% above the Orlando median of $384,990. The market section on this page shows how the area is trending.
Which schools are assigned to 642 E AMELIA STREET?+
Hillcrest Elementary (elementary), Lake Como School (elementary), Edgewater High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,249,000 runs 178% above the ORLANDO 32803 median — but at 2,364 sqft it's also 50% larger than the typical Orlando listing.
02Fresh on the market
Listed today in a Orlando market that averages 57 — if it fits, move quickly.
03Strong assigned schools
Hillcrest Elementary, Lake Como School, Edgewater High — Hillcrest Elementary rates 5 of 5. Always verify assignments with the district.
Listing courtesy of P & C PROPERTIES · Paula Blanchet Olivero. MLS #O6454065.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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