CENTURY 21 Edge
$1,649,0005 bd4 ba3,346 sqft$493 /sqft≈$11,652 /mo all-in ↓

809 E HARWOOD STREET, ORLANDO, FL, 32803

Active3 days on marketListed Nov 4, 2026MLS #O6454302

Single Family ResidenceNATHANS REV SUB

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About this home

809 E HARWOOD STREET

Historic character, a complete renovation, and a newly built detached guest residence come together in Orlando’s desirable Lake Eola Heights Historic District. Selected to receive the Historic Preservation Board’s Rehabilitation Award, this distinctive property celebrates the preservation of its architectural heritage while offering modern comfort and the versatility of two residences. Set along downtown Orlando’s charming brick streets, 809 E Harwood Street features a 2,746-square-foot main home with four bedrooms, three bathrooms, and two primary bedrooms—one upstairs and one on the first floor. The separate 600-square-foot residence at 811 E Harwood Street adds flexibility for extended family, guests, or potential rental income. A new wood front deck and double glass entry doors welcome you into light-filled interiors, where restored historic windows and an original, restored wood-burning fireplace preserve the home’s character. The kitchen showcases Calacatta countertops and a custom seven-foot waterfall island with an integrated wine refrigerator and built-in microwave. A coordinating backsplash, stainless steel appliances, breakfast nook, and walk-in pantry with a frosted glass door and custom California Closets cabinetry complete the space. The dining area features a paneled accent wall, while glass French doors open to the rear porch and new wood deck with a ceiling fan. Three first-floor bedrooms include the downstairs primary bedroom. Upstairs, the main primary suite enjoys its own level, double entry doors, and a private balcony with weather-resistant composite decking. Its retreat-style bathroom features a spacious glass-enclosed walk-in shower and dual vanities, complemented by separate closets. Custom California Closets built-ins throughout provide thoughtful organization, while a versatile loft accommodates an office, den, or storage. The newly built detached residence offers its own address, one bedroom, one bathroom, living room, and kitchen, with estimated rental income potential of up to $2,000 per month to help offset ownership expenses. Exterior improvements include a new irrigation system, new ProVista sod, new fencing, and a new paver driveway with parking for approximately seven vehicles. An oversized approximately 600-square-foot garage adds convenience. Cedar siding accents the front of the main home, with durable Hardie board siding at the rear and throughout the detached residence. Lake Eola Heights offers historic architecture, tree-lined brick streets, and a neighborhood connected to downtown’s energy. Walk to nearby Lake Eola Park for lakeside paths and swan boats, or explore dining around Thornton Park and downtown Orlando. Assigned schools include Lake Como School for elementary and middle grades and Edgewater High School. AdventHealth Orlando and Orlando Health’s downtown medical campus—including Orlando Regional Medical Center, Arnold Palmer Hospital for Children, and Winnie Palmer Hospital for Women & Babies—are conveniently accessible by car. Recognized rehabilitation, two primary bedrooms, and an independent guest residence distinguish this versatile property in one of downtown Orlando’s most distinctive neighborhoods.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,346

Sqft

0.16 ac

Lot size

2

Garage

1922

Year built

Two

Levels

$493

Per sqft

FireplaceTrees/Woods view

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Microwave · Range · Range Hood · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Stone Counters
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Siding
FoundationBasement
ViewTrees/Woods
FacesSouth
ParkingDriveway · Garage Door Opener · Garage Faces Rear
ExteriorCourtyard · Irrigation System · Private Entrance · Private Mailbox · Sidewalk

Community & fees

Taxes (2026)$5,965/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Sewer Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,652 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$10,377
PMI (est., until 20% equity)$618
Property tax — 2026 actual bill$497
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $164,900Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $164,900
Interest rate7.50%
Loan term

Estimated payment

$11,652/mo

Principal & interest$10,377
PMI (est., until 20% equity)$618
Property taxes (actual bill)$497
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.6M
$866KedgeAI estimate $996,681 · range $902K–$1.1M$1.7M

vs edgeAI estimate

+65.4%

$/sqft vs Orlando actives

$493 vs $240

Days on market

3 vs 57 typical

Where $493/sqft sits among the 400 Orlando actives

110
136
87
29
18
20 · this home
$139–198$198–257$257–316$316–375$375–434$434+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Eola Heights

Drive times from this address

Downtown Orlando≈ 4 min
Universal Orlando≈ 17 min
Orlando Int’l Airport (MCO)≈ 22 min
Walt Disney World≈ 29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Lake Eola Heights — neighborhood snapshot

Population

1,964

Median age

38

Median income

$38,421

Median home value

$497,732

Avg household

2

Households w/ children

145

For the school run

Orange County School District

ElementaryHillcrest Elementary★★★★★
ElementaryLake Como School★★★★★
HighEdgewater High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$405K → $385K

Orlando median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

204 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 266% above the ORLANDO 32803 median. See the full Orlando market guide →

Paper trail

This home's history

Nov 4, 2026Listed at $1,649,000 · 3 days on market since
1922Built · NATHANS REV SUB

Reality check

What actually sold near 809 E HARWOOD STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

515 LAKE AVENUESold · Jan ’26

$1,362,500

515 LAKE AVENUE

4 bd · 4 ba · 3,326 sqft · $410/sqft · 75 DOM

638 E LIVINGSTON STREETSold · Oct ’26

$1,515,000

638 E LIVINGSTON STREET

4 bd · 4 ba · 3,312 sqft · $457/sqft · 24 DOM

530 S EOLA DRIVESold · Apr ’26

$975,000

530 S EOLA DRIVE

6 bd · 4 ba · 3,273 sqft · $298/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 809 E HARWOOD STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 809 E HARWOOD STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

809 E HARWOOD STREET FAQs

What would the monthly payment be for 809 E HARWOOD STREET?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $11,652/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 809 E HARWOOD STREET?+

The most recent tax bill on record (2026) was $5,965. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orlando?+

At $1,649,000, this home is listed about 334% above the Orlando median of $380,000. The market section on this page shows how the area is trending.

Which schools are assigned to 809 E HARWOOD STREET?+

Hillcrest Elementary (elementary), Lake Como School (elementary), Edgewater High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,649,000 runs 266% above the ORLANDO 32803 median — but at 3,346 sqft it's also nearly twice the size of the typical Orlando listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 3 days on market in a Orlando market that averages 57 — if it fits, move quickly.

04Strong assigned schools

Hillcrest Elementary, Lake Como School, Edgewater High — Hillcrest Elementary rates 5 of 5. Always verify assignments with the district.

Listing courtesy of PREFERRED REAL ESTATE BROKERS · Wendy Aldana LLC. MLS #O6454302.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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