1906 HOLDEN RIDGE LANE, MINNEOLA, FL, 34715
Active5 days on marketListed Nov 2, 2026MLS #O6454480
About this home
1906 HOLDEN RIDGE LANE
Why wait on new construction? Built in 2022, this nearly new townhome in Holden Ridge combines modern style, solid block-and-stucco construction and a prime Minneola location, all without the builder wait. Inside, 1,892 sq ft of living space opens with a bright, open-concept first floor where the kitchen, dining and living areas flow together. The kitchen is the heart of the home, with an oversized island, stainless steel appliances and ample counter space, ready for weeknight dinners or hosting friends. A half bath completes the main level. Upstairs, the private primary suite offers its own en-suite bath, while two additional bedrooms and a full bath give you room for guests, a home office or a hobby space. The washer, dryer and refrigerator are included, so the home is truly move-in ready. Ceiling fans, ceramic tile, a one-car garage and driveway parking for two more vehicles add everyday comfort. Enjoy low-maintenance living: the HOA covers grounds maintenance and the community pool, there is NO CDD, Minutes from Florida’s Turnpike (Exit 278), Hancock Road, SR-50, the South Lake Trail, Lake Minneola, Downtown Clermont, shopping, dining and medical centers. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,892
Sqft
0.05 ac
Lot size
1
Garage
2022
Year built
Two
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,322 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,322/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.6%
$/sqft vs Minneola actives
$184 vs $229
Days on market
5 vs 46 typical
Where $184/sqft sits among the 112 Minneola actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Minneola
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Minneola. See the full Minneola guide →
MINNEOLA 34715 — neighborhood snapshot
Population
26,810
Median age
39.7
Median income
$105,262
Median home value
$437,800
Avg household
2.97
Households w/ children
3,258
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Minneola market
$523K → $485K
Minneola median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
64 of 112
Minneola actives have cut their price
Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the MINNEOLA 34715 median. See the full Minneola market guide →
Paper trail
This home's history
Reality check
What actually sold near 1906 HOLDEN RIDGE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$379,000
1809 HOLDEN RIDGE LANE · same community
3 bd · 2.5 ba · 1,833 sqft · $207/sqft · 67 DOM
Sold · Feb ’26$388,000
2173 CALEDONIAN STREET
3 bd · 2 ba · 1,886 sqft · $206/sqft · 169 DOM
Sold · May ’26$289,900
916 WOLF CREEK STREET
3 bd · 2 ba · 1,872 sqft · $155/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1906 HOLDEN RIDGE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1906 HOLDEN RIDGE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1906 HOLDEN RIDGE LANE FAQs
What would the monthly payment be for 1906 HOLDEN RIDGE LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,322/mo — principal and interest, the actual property-tax bill, the $234/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1906 HOLDEN RIDGE LANE?+
The association fee works out to $234 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1906 HOLDEN RIDGE LANE?+
The most recent tax bill on record (2025) was $4,615. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1906 HOLDEN RIDGE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Minneola?+
At $348,000, this home is listed about 30% below the Minneola median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1906 HOLDEN RIDGE LANE?+
Grassy Lake Elementary School (elementary), Lake Minneola High School (high), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MINNEOLA 34715 market on paper
$348,000 is 28% below the MINNEOLA 34715 median of $484,990, and at $184/sqft it sits under the Minneola average of $241.
02Fresh on the market
Only 5 days on market in a Minneola market that averages 46 — if it fits, move quickly.
03Strong assigned schools
Grassy Lake Elementary School, Lake Minneola High School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Hector Rondon Campos PA. MLS #O6454480.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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