1218 FOREST GATE CIRCLE, HAINES CITY, FL, 33844
Active2 days on marketListed Nov 5, 2026MLS #O6454917
About this home
1218 FOREST GATE CIRCLE
Welcome to 1218 Forest Gate Circle, a stunning move-in-ready residence located in the heart of Haines City! This thoughtfully designed home combines modern comfort with effortless functionality, offering an open-concept layout filled with natural light. The spacious living and dining areas flow seamlessly into a contemporary kitchen equipped with sleek countertops, ample cabinet storage, and a center island perfect for meal prep and casual entertaining. Retreat to the private primary suite featuring a generous walk-in closet and an en-suite bath with dual sinks and a walk-in shower. Well-proportioned secondary bedrooms provide flexibility for family, guests, or a dedicated home office. Step outside to a private backyard space ideal for weekend barbecues and relaxing under the Florida sun. Situated in a peaceful neighborhood with convenient access to US-27, I-4, Posner Park shopping, dining, medical facilities, and Central Florida’s world-class theme parks. Schedule your private tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,279
Sqft
0.13 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$153
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,305 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,305/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.4%
Days on market
2 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Seasons, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,085/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Seasons
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Seasons is a short-term-rental community. See the full guide →
HAINES CITY 33844 — neighborhood snapshot
Population
51,255
Median age
39.4
Median income
$63,650
Median home value
$256,300
Avg household
2.86
Households w/ children
5,829
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$315K → $313K
Haines City median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1218 FOREST GATE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1218 FOREST GATE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1218 FOREST GATE CIRCLE FAQs
What would the monthly payment be for 1218 FOREST GATE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,305/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1218 FOREST GATE CIRCLE?+
The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1218 FOREST GATE CIRCLE?+
The most recent tax bill on record (2025) was $6,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1218 FOREST GATE CIRCLE be rented short-term?+
Yes — this home sits inside Seasons, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1218 FOREST GATE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $349,000, this home is listed about 16% above the Haines City median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1218 FOREST GATE CIRCLE?+
Horizons Elementary School (elementary), Haines City Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,000 runs 27% above the HAINES CITY 33844 median — but at 2,279 sqft it's also 29% larger than the typical Haines City listing.
02Zoned for nightly rentals
Seasons is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Only 2 days on market in a Haines City market that averages 55 — if it fits, move quickly.
Listing courtesy of BROKER HUB REALTY GROUP LLC · Katherine Suero. MLS #O6454917.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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