CENTURY 21 Edge
$225,0002 bd2.5 ba1,152 sqft$195 /sqft≈$2,222 /mo all-in ↓

12715 KINGS CROSSING DRIVE, GIBSONTON, FL, 33534

Active3 days on marketListed Nov 4, 2026MLS #O6454948

✦ Priced 13% below the GIBSONTON 33534 medianTownhouseKINGS LAKE TWNHMS

About this home

12715 KINGS CROSSING DRIVE

Move-In Ready Townhome with Hurricane-Rated Windows in a Gated Community! Discover the perfect combination of modern updates, everyday comfort, and carefree Florida living in this inviting 2-bedroom, 2.5-bath townhome! Located within a desirable gated community, this move-in-ready residence features newly installed hurricane-rated windows, a new hot water heater, a whole house water softener and a radiant barrier installed in the attic. Upon entering, you'll be greeted by a light-filled living and dining area with beautiful laminate flooring, soft gray walls, and tasteful chair rail accents that bring character and elegance to the spacious great room. The kitchen provides an attractive combination of warm cabinetry, new granite countertops, and brand new stainless steel appliances, making it an ideal setting for preparing meals, gathering with friends, or enjoying a quiet evening at home. The first floor extends to a private screened-in lanai, where you can savor your morning coffee, enjoy the refreshing Florida breeze, or simply relax at the end of the day. A conveniently situated guest half bath and laundry closet add practicality to the main living level. Head upstairs to find two comfortable bedrooms, each has access to its own full bathroom. A conveniently located linen closet provides additional storage, while the second-floor layout creates a comfortable separation between the living and sleeping areas. The community pool is conveniently located right behind the building. The home is located near I-75 placing you within easy reach of the beautiful beaches, shopping, grocery stores and a variety of dining options. Whether you envision a year-round residence, a seasonal Florida getaway, or an investment property, this townhome delivers. Your Florida retreat awaits! Come see everything this charming townhome provides! This community does NOT have a CDD!!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,152

Sqft

0.02 ac

Lot size

2003

Year built

Two

Levels

$195

Per sqft

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Chair Rail · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Stone Counters · Thermostat
LaundryInside
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
FacesSouth
ExteriorRain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$291/mo
Taxes (2025)$1,516/yr
PetsNumber Limit
CommunityCommunity Mailbox · Dog Park · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,222 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,545
FHA mortgage insurance (est.)$100
Property tax — 2025 actual bill$126
HOA fee — from the listing$291
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,875Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,875
Interest rate7.50%
Loan term

Estimated payment

$2,222/mo

Principal & interest$1,545
FHA mortgage insurance (est.)$100
Property taxes (actual bill)$126
HOA / condo fee$291
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $225K
$193KedgeAI estimate $206,811 · range $201K–$213K$234K

vs edgeAI estimate

+8.8%

$/sqft vs Gibsonton actives

$195 vs $176

Days on market

3 vs 39 typical

Where $195/sqft sits among the 57 Gibsonton actives

16
16
16 · this home
4
2
3
$121–151$151–182$182–212$212–243$243–273$273+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gibsonton

Drive times from this address

Downtown Tampa≈ 23 min
Tampa Int’l Airport (TPA)≈ 35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Gibsonton. See the full Gibsonton guide →

GIBSONTON 33534 — neighborhood snapshot

Population

17,740

Median age

34.4

Median income

$80,484

Median home value

$314,000

Avg household

3.1

Households w/ children

2,572

For the school run

Hillsborough County School District

ElementaryGibsonton Elementary School★★★★★
HighEast Bay High School★★★★★
MiddleDowdell Middle Magnet School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gibsonton market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$318K → $348K

Gibsonton median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

27 of 57

Gibsonton actives have cut their price

Median sold price, Gibsonton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the GIBSONTON 33534 median. See the full Gibsonton market guide →

Paper trail

This home's history

Nov 4, 2026Listed at $225,000 · 3 days on market since
2003Built · KINGS LAKE TWNHMS

Reality check

What actually sold near 12715 KINGS CROSSING DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13141 KINGS CROSSING DRIVESold · May ’26

$189,000

13141 KINGS CROSSING DRIVE · same community

2 bd · 2.5 ba · 1,152 sqft · $164/sqft · 78 DOM

12847 KINGS CROSSING DRIVESold · Jun ’26

$196,900

12847 KINGS CROSSING DRIVE · same community

2 bd · 2.5 ba · 1,152 sqft · $171/sqft · 31 DOM

12807 KINGS CROSSING DRIVESold · Dec ’25

$200,000

12807 KINGS CROSSING DRIVE · same community

2 bd · 2.5 ba · 1,152 sqft · $174/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 12715 KINGS CROSSING DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12715 KINGS CROSSING DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12715 KINGS CROSSING DRIVE FAQs

What would the monthly payment be for 12715 KINGS CROSSING DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,222/mo — principal and interest, the actual property-tax bill, the $291/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12715 KINGS CROSSING DRIVE?+

The association fee works out to $291 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12715 KINGS CROSSING DRIVE?+

The most recent tax bill on record (2025) was $1,516. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12715 KINGS CROSSING DRIVE?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gibsonton?+

At $225,000, this home is listed about 27% below the Gibsonton median of $310,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12715 KINGS CROSSING DRIVE?+

Gibsonton Elementary School (elementary), East Bay High School (high), Dowdell Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6454948.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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