CENTURY 21 Edge
$29,900≈$421 /mo all-in ↓

15578 NW 312TH STREET, OKEECHOBEE, FL, 34972

Active1 days on marketListed Nov 5, 2026MLS #O6455370

✦ Priced 40% below the OKEECHOBEE 34972 medianSOUTHERN COLONIZATION CO

About this home

15578 NW 312TH STREET

**3.75 ACRES — THREE ADJOINING PARCELS OFFERED TOGETHER FOR $89,900!** Located in Okeechobee's Southern Colonization Company Plat area, this 1.25-acre vacant residential lot is part of a three-parcel land package totaling approximately 3.75 acres (163,350 square feet). The package offers the advantage of three adjoining parcels, including one improved lot with existing electricity, a well, driveway access, perimeter fencing, and a gated entrance. All three parcels are dry and buildable, providing flexibility for buyers considering future residential or recreational use, subject to county approvals. **THE PACKAGE INCLUDES:**15578 NW 312th Street** — 1.25 acres, vacant land **15573 NW 310th Street** — 1.25 acres, vacant land **15625 NW 310th Street** — 1.25 acres, with electricity, well, driveway, fencing, and gated entrance **PACKAGE SALE ONLY!** All three parcels must be purchased together for a total asking price of **$89,900**. The seller will not sell individual lots separately.

Facts & features

The home at a glance

1.25 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$509/yr

Utilities & systems

UtilitiesElectrical Nearby · Water Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$421 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$205
FHA mortgage insurance (est.)$13
Property tax — 2025 actual bill$42
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,047Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

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Run your own numbers

Loan type
Down payment3.5% · $1,047
Interest rate7.50%
Loan term

Estimated payment

$421/mo

Principal & interest$205
FHA mortgage insurance (est.)$13
Property taxes (actual bill)$42
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Okeechobee

Get to know Okeechobee. See the full Okeechobee guide →

OKEECHOBEE 34972 — neighborhood snapshot

Population

20,066

Median age

37.9

Median income

$61,040

Median home value

$220,000

Avg household

2.77

Households w/ children

2,548

The numbers that matter

The Okeechobee market

Seller’s marketBalanced — 6.4 months of inventoryBuyer’s market

$166K → $262K

Okeechobee median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% below the OKEECHOBEE 34972 median. See the full Okeechobee market guide →

Paper trail

This home's history

Nov 5, 2026Listed at $29,900 · 1 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 15578 NW 312TH STREET — start here.

CallText
leila.sabat@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15578 NW 312TH STREET — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

15578 NW 312TH STREET FAQs

What would the monthly payment be for 15578 NW 312TH STREET?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $421/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 15578 NW 312TH STREET?+

The most recent tax bill on record (2025) was $509. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Okeechobee?+

At $29,900, this home is listed about 90% below the Okeechobee median of $287,450. The market section on this page shows how the area is trending.

Listing courtesy of REMAX SUNSTATE REALTY · Asmaa Filali. MLS #O6455370.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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15578 NW 312th Street, Okeechobee, FL — Land for Sale, $30K