1047 PAPAYA CIRCLE, DAVENPORT, FL, 33897
Active1 days on marketListed Nov 6, 2026MLS #O6455614
About this home
1047 PAPAYA CIRCLE
This spacious, well-maintained home at 1047 Papaya Circle, Davenport, Florida, offers 5 bedrooms, 3 bathrooms, and 2,589 sqft of living space, combining comfort, functionality, and convenience. Designed for everyday living and entertaining friends and family, the home features a functional, inviting floor plan with generous living areas, spacious bedrooms, and plenty of room to relax, work, and spend time together. Outside, enjoy a fully fenced backyard with low-maintenance artificial turf and a thoughtfully designed outdoor kitchen, creating an ideal setting for hosting guests, relaxing, and enjoying Florida’s pleasant weather year-round. LOCATION, LOCATION, LOCATION! The home is conveniently located near Publix, Walmart, shopping centers, restaurants, fitness centers, and everyday essentials, with easy access to US-192 and Central Florida’s major attractions. The property is also near Ridgeview Global Studies Academy, a K–12 public charter school that earned an A from the Florida Department of Education, offering another educational option in the area. Whether you’re looking for a primary residence or an investment property, this home offers an excellent combination of space, comfort, convenience, and location. Schedule your showing and discover what makes this Davenport home special!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,589
Sqft
0.11 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,111 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,111/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10%
Days on market
1 vs 73 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33897 — neighborhood snapshot
Population
30,159
Median age
38
Median income
$70,982
Median home value
$307,100
Avg household
2.79
Households w/ children
3,551
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$343K → $347K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1047 PAPAYA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1047 PAPAYA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1047 PAPAYA CIRCLE FAQs
What would the monthly payment be for 1047 PAPAYA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,111/mo — principal and interest, the actual property-tax bill, the $99/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1047 PAPAYA CIRCLE?+
The association fee works out to $99 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1047 PAPAYA CIRCLE?+
The most recent tax bill on record (2025) was $5,005. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1047 PAPAYA CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $470,000, this home is listed about 22% above the Davenport median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1047 PAPAYA CIRCLE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of KARDOSH REALTY · Emilia Faria. MLS #O6455614.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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