
3555 NW 95TH TERRACE, MIAMI, FL, 33147
Active0 days on marketListed Nov 6, 2026MLS #O6455650
About this home
3555 NW 95TH TERRACE
Virtually Staged. Discover the charm and potential of this Miami property! This home needs your personal touch and a little TLC to bring out its full potential! Whether you're a homeowner looking to customize a property to your taste or an investor searching for your next opportunity, this home offers endless possibilities. With some love, creativity, and updates, you can transform this property into something truly special. One of its standout features is the outdoor space, perfect for enjoying South Florida's beautiful weather, entertaining family and friends, or creating your very own tropical retreat. A true highlight of this property is its variety of fruit trees and homegrown produce! Enjoy three mango trees, sour oranges, soursop, pineapples, loquat, sweet potatoes, and pumpkins right in your own backyard. Imagine picking fresh fruit and enjoying the beauty of your own tropical garden! Conveniently located in Miami, with access to shopping, dining, schools, and major roadways, this property offers both convenience and a unique outdoor lifestyle.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,114
Sqft
0.19 ac
Lot size
1954
Year built
One
Levels
$476
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,173 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+67.5%
Days on market
0 vs 44 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33147 — neighborhood snapshot
Population
47,203
Median age
38.6
Median income
$47,728
Median home value
$301,300
Avg household
3.17
Households w/ children
4,835
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$470K → $495K
Miami median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the MIAMI 33147 median. See the full Miami market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3555 NW 95TH TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3555 NW 95TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3555 NW 95TH TERRACE FAQs
What would the monthly payment be for 3555 NW 95TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,173/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3555 NW 95TH TERRACE?+
The most recent tax bill on record (2025) was $1,675. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $530,000, this home is listed about 4% below the Miami median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3555 NW 95TH TERRACE?+
Arcola Lake Elementary School (elementary), Miami Central Senior High School (high), Madison Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of ZALLOUM REALTY LLC · Elsie Blandon. MLS #O6455650.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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